Cumberland County and Harpswell Town property record for 178 Mountain Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,096 sqft · built 2021 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,300 (Oct 2021) |
| Tax Bill | $7,471 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:042 L:016 |
| Primary APN | HARP M:042 L:016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 4,845 sqft |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 74,923 sqft (1.72 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3171 |
|---|---|
| Street Address | 178 MOUNTAIN RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 16 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 17101 |
178 Mountain Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Cumberland County and Harpswell Town records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 MOUNTAIN RD, HARPSWELL, ME 04079-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Nov 20, 2012 |
| Deed Document Number | 202176599 |
| Deed Book / Page | 38814 / 75 |
| Transfer Doc | 30144-0284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Oct 26, 2021 |
| Property Address | 178 MOUNTAIN RD, HARPSWELL, ME 04079-2214 |
| Document Number | 0388140075 |
| Book / Page | 38814 / 75 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 76599 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 62 ANTHONY AVE, TOPSHAM, ME 04086-1336 |
| Document Number | 0388140078 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 38814/78 |
| Instrument | 76600 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 178 Mountain Rd was $7,471, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,471.00 (+4.72%) | $1,121,700 (-) Land $521,600 Building $600,100 |
| 2024 | $7,134.00 (+5.88%) | $1,121,700 (+1.55%) Land $521,600 Building $600,100 |
| 2023 | $6,738.00 (+3.39%) | $1,104,600 (-) Land $521,600 Building $583,000 |
| 2022 | $6,517.00 | $1,104,600 Land $521,600 Building $583,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 178 Mountain Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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