109 Mountain Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 109 Mountain Rd, Harpswell, ME 04079 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Cottage
Year Built	Built 1950
Square Footage	1,117 sqft Living Area
Lot Size	51,836 sqft (1.19 acres)
Last Sale	$150,000 (2014)
Tax Bill	$2,892.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`HARP M:005 L:099`
Alternative APN	`209`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,117 sqft Living Area
Gross Area	3,200 sqft Gross Area
1st Floor	704 sqft 1st Floor
Basement Area	1,200 sqft Basement
Unfinished Basement	1,200 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	51,836 sqft (1.19 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating Fuel	Wood Heating Fuel

Location & Zoning

Account Number	209
Street Address	109 MOUNTAIN RD
City	HARPSWELL
State	ME
Zip	04079-2835
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	99
Jurisdiction	HARPSWELL ME
Minor Civil Division	HARPSWELL
Census Blockgroup	1
Census Block	1007
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:005 L:099

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 COVE RD, OYSTER BAY, NY 11771-3418
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2014 · Amount on Record
Deed Sale	Sep 10, 2014 · Amount on Record
Deed Doc Number	201443367
Deed Book / Page	31769 / 313
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,892.00 (+16.99%)	$434,300 (+11.73%) Land $266,100 Building $168,200
2024	$2,472.00 (+4.26%)	$388,700 (-) Land $266,100 Building $122,600
2023	$2,371.00 (+3.4%)	$388,700 (-) Land $266,100 Building $122,600
2022	$2,293.00	$388,700 Land $266,100 Building $122,600

Flood & Wildfire

109 Mountain Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cumberland County (23005C), updated June 3, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Dunning, Deacon Andrew, House listed 1999 · 3 contributing resources · NRIS 99001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.