Middlesex County and Natick Town property record for 178 Mill St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,162 sqft · built 1967 |
| Lot Size | 0.876 acres (38,163 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Oct 2018) |
| Tax Bill | $10,671 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jul 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00000066 |
| Primary APN | 32-00000066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 38,163 sqft (0.876 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 32-00000066 |
|---|---|
| Street Address | 178 MILL ST |
| City | NATICK |
| State | MA |
| Zip | 01760-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 382602 |
Source: Middlesex County and Natick Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit ABINGTON BANK |
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Mar 24, 2020 | Deed of Trust, Mortgage · Balloon Mortgage ENVISION BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ENVISION BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Oct 18, 2018 | Quit Claim Deed, Transfer ENVISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Deed Book / Page | 71760 / 72 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078718-404 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 78718/404 |
| Instrument | 206930 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080396-424 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 80396/424 |
| Instrument | 103369 |
| Name | ABINGTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78718-404 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 78718/404 |
| Instrument | 206930 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74343-414 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 74343/414 |
| Instrument | 43895 |
| Name | ENVISION BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73487-501 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 73487/501 |
| Instrument | 161511 |
| Name | ENVISION BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74343-400 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 74343/400 |
| Instrument | 43894 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Oct 18, 2018 |
| Property Address | 178 MILL ST, NATICK, MA 01760-3243 |
| Document Number | 71760-72 |
| Book / Page | 71760 / 72 |
| Instrument | 160040 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 717600079 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 71760/0079 |
| Name | ENVISION BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2048 |
| Rate | 3.99% |
|---|---|
| Max Rate At Change | 10.1% |
| Max Rate | 2.25% |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,671.00 (+4.04%) | $892,200 (+6.65%) Land $485,000 Building $407,200 | $796,005 |
| 2024 | $10,257.00 (+2.26%) | $836,600 (+5.43%) Land $456,300 Building $380,300 | |
| 2023 | $10,030.00 | $793,500 Land $433,700 Building $359,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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