176 Mill St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 176 Mill St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,418 sqft · built 1955
Lot Size0.53 acres (23,100 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jul 1998)
Tax Bill$8,604 (2025)
Deeds & MortgagesDec 2019 Refinance
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN32-0000063C

Property Details

APN / Parcel Number

Primary APN32-0000063C
Alternative APN
  • NATI M:00000032 P:0000063C

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Unfinished Basement1,320 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1962
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Lot Area23,100 sqft (0.53 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number32-0000063C
Street Address176 MILL ST
CityNATICK
StateMA
Zip01760-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1000
Census Tract382602

Owner

Source: Middlesex County and Natick Town records · APN 32-0000063C

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 MILL ST, NATICK, MA 01760-3243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Oct 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 1998 · Amount on Record
Deed SaleJul 01, 1998 · Amount on Record
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address176 MILL ST, NATICK, MA 01760-3243
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73828-148
DateDec 16, 2019
Book Page73828/148
Instrument198517
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address176 MILL ST, NATICK, MA 01760-3243
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75889-345
DateOct 15, 2020
Book Page75889/345
Instrument187163
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,604.00 (+3.49%)$719,400 (+6.09%) Land $452,900 Building $266,500$623,200
2024$8,314.00 (+0.48%)$678,100 (+3.59%) Land $426,200 Building $251,900
2023$8,274.00$654,600 Land $407,700 Building $246,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 292 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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