Monmouth County and Long Branch City property record for 172 Ludlow St, Long Branch, NJ 07740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,193 sqft · built 1930 |
| Lot Size | 0.139 acres (6,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $415,000 (Jul 2023) |
| Tax Bill | $6,365 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Construction Loan Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-00330-0000-00012 |
| Primary APN | 27-00330-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,068 sqft (0.139 acres) |
| Lot Dimensions | 148 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 604 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 54590000 |
|---|---|
| Street Address | 172 LUDLOW ST |
| City | LONG BRANCH |
| State | NJ |
| Zip | 07740-7221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | LONG BRANCH |
| Legal Block | 330 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LONG BRANCH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 805500 |
172 Ludlow St is owned by a company that bought it in July 2023.
Source: Monmouth County and Long Branch City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 50 ATRIUM DR, SOMERSET, NJ 08873-4163 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed, Transfer · Construction Mortgage ICE LENDER HOLDINGS LLC |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI GIBRALTAR BK |
| Dec 14, 2017 | Grant Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC #2151 (CE) |
| Aug 2, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on File |
| Deed Sale | Jul 19, 2023 · Amount on File |
| Prior Sale | Dec 14, 2017 · Amount on File |
| Deed Document Number | 202348992 |
| Deed Book / Page | 9652 / 4607 |
| Prior Transfer Date | May 30, 2017 |
| Prior Transfer Doc | 0092391366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 19, 2023 |
| Property Address | 172 LUDLOW ST, LONG BRANCH, NJ 07740-7221 |
| Document Number | 0096521607 |
| Book / Page | 9652 / 1607 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023048992 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 429 RIVER ST, OCEANPORT, NJ 07757-1514 |
| Name | Verified Name |
|---|---|
| Address | 172 LUD GUY STREET, LONG BRANCH, NJ 07740 |
| Document Number | 0096524620 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 9652/4620 |
| Instrument | 2023048993 |
| Name | ICE LENDER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 172 LUDLOW ST, LONG BRANCH, NJ 07740-7221 |
| Document Number | 0000009700 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | RED BANK TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 172 LUDLOW ST LONG BRANCH NJ 077407221, LONG BRANCH, NJ 07740-7221 |
| Document Number | 0000009700 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 009270/003245 |
| Instrument | 9700 |
| Name | GIBRALTAR BK |
|---|---|
| Type | Bank |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 14, 2017 |
| Property Address | 172 LUDLOW ST, LONG BRANCH, NJ 07740-7221 |
| Document Number | 0000121338 |
| Book / Page | 009263 / 003872 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 121338 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 5, 2018 |
| Title Company | RED BANK TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 MEADOW AVE MONMOUTH BEACH NJ 077501029, MONMOUTH BEACH, NJ 07750-1029 |
| Document Number | 121339 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 009263/003902 |
| Instrument | 121339 |
| Name | LOAN FUNDER LLC #2151 (CE) |
|---|---|
| Address | NEW YORK, NY 10019 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 2, 2017 |
| Property Address | 172 LUDLOW ST, LONG BRANCH, NJ 07740-7221 |
| Document Number | 0000073968 |
| Book / Page | 009239 / 001366 |
| Instrument Date | May 30, 2017 |
| Instrument | 73968 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 172 Ludlow St was $6,365, up 1.5% from the year before.
Source: Monmouth County and Long Branch City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Long Branch City |
| Unified School District | Long Branch City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,900 (+5.33%) Land $263,300 Building $183,600 | $446,900 (+5.33%) Land $263,300 Building $183,600 | |
| 2025 | $6,365.00 (+1.45%) | $424,300 Land $248,300 Building $176,000 | $424,300 Land $248,300 Building $176,000 |
| 2024 | $6,274.00 | ||
| 2023 | $349,000 (+25.72%) Land $188,300 Building $160,700 | $349,000 (+25.72%) Land $188,300 Building $160,700 | |
| 2022 | $4,977.00 (+6.53%) | $277,600 Land $136,100 Building $141,500 | $277,600 Land $136,100 Building $141,500 |
| 2021 | $4,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Ludlow St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 units insured incl. 4 condo units |
| Nearby Flood Claims | 115 (1979–2023) |
| Claims Outside the SFHA | 49 of 115 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 172 Ludlow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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