178 Lowell St, Unit 2, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 178 Lowell St, Unit 2, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,062 sqft · built 1912
Lot Size	0.344 acres (15,010 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Oct 2010)
Tax Bill	$5,359 (2026)
Deeds & Mortgages	Nov 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`READ M:027.0-0702-0008.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:027.0-0702-0008.0`
Alternative APNs	`M:027.0=0702=0008.0` `840000024020` `840000024`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	5 Units
Stories	2 Stories
Building Area	1,062 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Other
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,010 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	840000024020
Street Address	178 LOWELL ST, 2
City	READING
State	MA
Zip	01867-2100
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	S15
Legal Subdivision	MELODY MILLS
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	334200

Owner

178 Lowell St, Unit 2 is owned and occupied by two individuals who acquired it in November 2023.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 LOWELL ST, 2, READING, MA 01867-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2010 · Amount on File
Deed Sale	Oct 8, 2010 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Last Transfer Date	Nov 9, 2023
Transfer Doc	082223-539
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 17, 2023
Property Address	178 LOWELL ST UNIT 2, 2, READING, MA 01867-2100
Document Number	082223-536
Book / Page	82223 / 536
Instrument Date	Nov 9, 2023
Instrument	132182
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 LOWELL ST UNIT 2, 2, READING, MA 01867-2100

Mortgage

Document Number	082223-539
Date	Nov 17, 2023
Book Page	82223/539
Instrument	132183

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 178 Lowell St, Unit 2 was $5,359, up 8.8% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,359.00 (+8.81%)	$489,000 (+13.09%) Building $489,000	$545,003 (+8.43%)
2025	$4,925.00 (+34.16%)	$432,400 (+38.06%) Building $432,400	$502,645 (+3.42%)
2024	$3,671.00 (-2.47%)	$313,200 (+4.75%) Building $313,200	$486,020
2023	$3,764.00	$299,000 Building $299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Lowell St, Unit 2 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Lowell St, Unit 2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20