178 Legate Hill Rd, Charlemont, MA 01339 Property Records

Franklin County and Charlemont Town property record for 178 Legate Hill Rd, Charlemont, MA 01339

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,602 sqft · built 1987
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2017 Mortgage
APN	`M_85611_93`

Property Details

APN / Parcel Number

Primary APN	`M_85611_93`
Alternative APNs	`CLMT M:007.0 B:0000 L:0077.0` `CHAR M:007.0 B:0000 L:0077.0` `M_85611_933638`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,602 sqft Living Area
Gross Area	4,717 sqft
1st Floor Area	2,412 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	235,224 sqft (5.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M_85611_933638
Street Address	178 LEGATE HILL RD
City	CHARLEMONT
State	MA
Zip	01339-9737
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Lot Number	77.0
Jurisdiction	CHARLEMONT MA
Township / Civil Division	CHARLEMONT
Census Block Group	1
Census Block	1086
Census Tract	40100

Owner

Source: Franklin County and Charlemont Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 LEGATE HILL RD, CHARLEMONT, MA 01339-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage FIRST FRANKLIN TRUST
Jan 17, 2017	Deed of Trust, Mortgage FRANKLIN FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLEMONT MA
Recording Date	Sep 14, 2026
Property Address	178 LEGATE HILL RD, CHARLEMONT, MA 01339-9737
Document Number	0000008396
Book / Page	8702 / 62
Instrument Date	Aug 21, 2026
Instrument	20268396
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 LEGATE HILL RD, CHARLEMONT, MA 01339-9737

Mortgage

Document Number	0000008396,
Date	Sep 14, 2026
Book Page	8702/62
Instrument	20268396

Lender

Name	FIRST FRANKLIN TRUST

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLEMONT MA
Property Address	178 LEGATE HILL RD, CHARLEMONT, MA 01339-9737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6979-47
Date	Jan 17, 2017
Book Page	6979/47
Instrument	416

Lender

Name	FRANKLIN FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Franklin County and Charlemont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Charlemont Town
Elementary School District	Hawlemont School District (PK - 06)
Secondary School District	Mohawk Trail Regional School District in Hawley and Charlemont towns (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,346.00 (-7.43%)	$237,500 (+4.72%) Land $51,400 Building $186,100	$310,463
2024	$4,695.00 (+9.42%)	$226,800 (+9.04%) Land $47,000 Building $179,800
2023	$4,291.00	$208,000 Land $43,400 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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