172 Julia Ter, Middletown, CT 06457 Property Records

Middletown City property record for 172 Julia Ter, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,054 sqft · built 1981
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$318,500 (Jul 2022)
Tax Bill	$6,391 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:43 L:0158`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:43 L:0158`
Alternative APN	`R10574`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,054 sqft
Basement Area	984 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R10574
Street Address	172 JULIA TER
City	MIDDLETOWN
State	CT
Zip	06457-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Lot Number	158
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	680200

Owner

172 Julia Ter is owned and occupied by two individuals who bought it in July 2022.

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	172 JULIA TER, MIDDLETOWN, CT 06457-5558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Apr 29, 2020	Warranty Deed, Transfer UNKNOWN
Jul 24, 2019	Foreclosure UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Book / Page	2050 / 947
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	1948-408
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 12, 2022
Property Address	172 JULIA TER, MIDDLETOWN, CT 06457-5558
Document Number	002050-947
Book / Page	2050 / 947
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3716130014
Date	Jul 12, 2022
Instrument	3716130014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 13, 2020
Property Address	172 JULIA TER, MIDDLETOWN, CT 06457-5558
Document Number	1973-537
Book / Page	1973 / 537
Instrument Date	Jul 8, 2020
Instrument	3540110002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 JULIA TER, MIDDLETOWN, CT 06457-5558

Mortgage

Document Number	3540120015
Date	Jul 13, 2020
Instrument	3540120015

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Apr 29, 2020
Property Address	172 JULIA TER, MIDDLETOWN, CT 06457-5558
Document Number	1968-100
Book / Page	001968 / 000100
Instrument Date	Dec 4, 2019
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST OKLAHOMA CITY OK 731072442, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

July 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 24, 2019
Property Address	172 JULIA TER, MIDDLETOWN, CT 06457-5558
Document Number	1948-408
Book / Page	001948 / 000408
Instrument Date	Jul 24, 2019
Instrument	3476600002
Transaction Type	Foreclosure
Record Updated	Aug 20, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	172 JULIA TER MIDDLETOWN CT 064575558, MIDDLETOWN, CT 06457-5558

Tax Assessment & Valuation

The 2026 property tax bill for 172 Julia Ter was $6,391.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,391.00	$165,510 (-) Land $56,820 Building $108,690	$333,895 (+188.2%)
2025		$165,510 (-) Land $56,820 Building $108,690	$115,857 Land $39,774 Building $76,083
2024	$6,126.00 (+4.52%)	$165,510 (-) Land $56,820 Building $108,690
2023	$5,861.00 (+20.97%)	$165,510 (+40.92%) Land $56,820 Building $108,690
2022	$4,845.00	$117,450 Land $37,880 Building $79,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 172 Julia Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Julia Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Julia Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures