Brunswick County property record for 178 Herman Rd, Bracey, VA 23919
| Property Type | Single Family Home |
|---|---|
| Details | built 2017 |
| Lot Size | 0.449 acres (19,591 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,011 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-A-1-4 |
| Primary APN | 96-A-1-4 |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 19,591 sqft (0.449 acres) |
| Street Address | 178 HERMAN RD |
|---|---|
| City | BRACEY |
| State | VA |
| Zip | 23919-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 WB INSTR# 130000140 |
| Legal Subdivision | LUTHER A WRIGHT PROP |
| Legal Lot Number | 4 |
| Jurisdiction | BRUNSWICK VA |
| Township / Civil Division | MEHERRIN |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 930302 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 178 HERMAN RD, BRACEY, VA 23919-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK COMMUNITY BANK |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK VA |
| Property Address | 178 HERMAN RD, BRACEY, VA 23919-3224 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100743 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 202100743 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK VA |
| Property Address | 178 HERMAN RD, BRACEY, VA 23919-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 180000290 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 180000290 |
| Name | BENCHMARK COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK VA |
| Property Address | 178 HERMAN RD, BRACEY, VA 23919-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001061 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 170001061 |
| Name | BENCHMARK COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 23, 2057 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK VA |
| Property Address | 178 HERMAN RD, BRACEY, VA 23919-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000750 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 202000750 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Brunswick County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Brunswick County |
| Unified School District | Brunswick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,011.00 | $602,100 (+65.05%) Land $240,000 Building $362,100 | |
| 2024 | $602,100 (+65.05%) Land $240,000 Building $362,100 | ||
| 2023 | $364,800 Land $152,000 Building $212,800 | $364,800 Land $152,000 Building $212,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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