171 Herman Rd, Bracey, VA 23919 Property Records

Brunswick County property record for 171 Herman Rd, Bracey, VA 23919

Property Summary

Property Type	Single Family Home
Details	built 1997
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2020)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`96-A-1-11`

Property Details

APN / Parcel Number

Primary APN	`96-A-1-11`

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	70,132 sqft (1.61 acres)

Location & Zoning

Street Address	171 HERMAN RD
City	BRACEY
State	VA
Zip	23919-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11, 12 & 12A 1.61 AC INSTR# 202000729
Legal Lot Number	11-12A
Jurisdiction	BRUNSWICK VA
Township / Civil Division	MEHERRIN
Census Block Group	3
Census Block	3042
Census Tract	930302

Owner

171 Herman Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Brunswick County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 HERMAN RD, BRACEY, VA 23919-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU INC
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BENCHMARK COMMUNITY BANK
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BENCHMARK COMMUNITY BANK
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2020729
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK VA
Property Address	171 HERMAN RD, BRACEY, VA 23919-3224
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600122
Date	Feb 3, 2026
Instrument	202600122

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK VA
Property Address	171 HERMAN RD, BRACEY, VA 23919-3224
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001663
Date	Oct 26, 2018
Instrument	180001663

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK VA
Property Address	171 HERMAN RD, BRACEY, VA 23919-3224
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100082
Date	Jan 15, 2021
Instrument	202100082

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK VA
Property Address	171 HERMAN RD, BRACEY, VA 23919-3224
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101812
Date	Oct 20, 2021
Instrument	202101812

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK VA
Recording Date	May 11, 2020
Property Address	171 HERMAN RD, BRACEY, VA 23919-3224
Document Number	0202000729
Instrument Date	Apr 1, 2020
Instrument	202000729
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 HERMAN RD, BRACEY, VA 23919-3224

Mortgage

Document Number	0202000730
Date	May 11, 2020
Instrument	202000730

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK VA
Recording Date	May 1, 2018
Property Address	171 HERMAN RD, BRACEY, VA 23919-3224
Document Number	0180000657
Instrument Date	Apr 24, 2018
Instrument	180000657
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 HERMAN RD, BRACEY, VA 23919-3224

Tax Assessment & Valuation

The 2025 property tax bill for 171 Herman Rd was $2,037.

Source: Brunswick County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Brunswick County
Unified School District	Brunswick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00	$407,300 Land $166,000 Building $241,300
2024			$407,300 (+47.15%) Land $166,000 Building $241,300
2023		$276,800 Land $122,000 Building $154,800	$276,800 Land $122,000 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 171 Herman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Herman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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