178 Harborside Dr, Nebo, NC 28761 Property Records

McDowell County property record for 178 Harborside Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,992 sqft · built 2007
Lot Size	1.12 acres (48,918 sqft)
Owner	Company Name on File
Last Sale	$2,256,500 (Feb 2022)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1723-00-25-3943`

Property Details

APN / Parcel Number

Primary APN	`1723-00-25-3943`
Alternative APNs	`63276` `76893`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,992 sqft Heated Area
Gross Area	7,020 sqft
1st Floor Area	1,808 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asbestos
Lot Area	48,918 sqft (1.12 acres)
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76893
Street Address	178 HARBORSIDE DR
City	NEBO
State	NC
Zip	28761-0012
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.123 ACLT 59 THE ARBOR PB 7/43
Legal Subdivision	THE ARBOR SD
Legal Lot Number	59
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1001
Census Tract	970200

Owner

178 Harborside Dr, a rural home, is owned by a company that bought it in February 2022.

Source: McDowell County records, as of December 2, 2025

Owner of Record	Company Name on File
Mailing Address	10606 E KEY DR, BOCA RATON, FL 33498-4509
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 13, 2021	Intrafamily Transfer, Transfer
Sep 13, 2021	Warranty Deed, Transfer
Sep 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Mar 19, 2013 · Amount on File
Deed Document Number	20221151
Deed Book / Page	1389 / 370
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0013680892
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 25, 2022
Property Address	178 HARBORSIDE DR, NEBO, NC 28761-0012
Document Number	0013890370
Book / Page	1389 / 370
Map Reference	MB 8 PG 43
Instrument Date	Feb 17, 2022
Instrument	2022001151
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6676, ASHEVILLE, NC 28816-6676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 HARBORSIDE DR, NEBO, NC 28761-0012

Mortgage

Document Number	2022001152
Date	Feb 25, 2022
Instrument	2022001152

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Sep 13, 2021
Property Address	178 HARBORSIDE DR, NEBO, NC 28761-0012
Document Number	0013680896
Book / Page	1368 / 896
Map Reference	MB 7 PG 42&43
Instrument Date	Sep 13, 2021
Instrument	2021005893
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BUSBEE RD, ASHEVILLE, NC 28803-2937

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 13, 2021
Property Address	178 HARBORSIDE DR, NEBO, NC 28761-0012
Document Number	0013680900
Book / Page	1368 / 900
Map Reference	MB 7 PG 42&43
Instrument Date	Dec 22, 2020
Instrument	2021005894
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BUSBEE RD, ASHEVILLE, NC 28803-2937

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Sep 13, 2021
Property Address	178 HARBORSIDE DR, NEBO, NC 28761-0012
Document Number	0013680892
Book / Page	1368 / 892
Map Reference	MB 8 PG 43
Instrument Date	Dec 10, 2020
Instrument	2021005892
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BUSBEE RD, ASHEVILLE, NC 28803-2937

Tax Assessment & Valuation

The 2025 property tax bill for 178 Harborside Dr was $6,361.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,361.00	$952,310 Land $200,000 Building $752,310
2023	$6,361.00	$952,310 Land $200,000 Building $752,310	$952,310 Land $200,000 Building $752,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 178 Harborside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Harborside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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