McDowell County property record for 162 Harborside Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 2,884 sqft · built 2005 |
| Lot Size | 0.862 acres (37,592 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-25-4801 |
| Primary APN | 1723-00-25-4801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,884 sqft Heated Area |
| Gross Area | 4,624 sqft |
| Basement Area | 1,740 sqft |
| Finished Basement | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,592 sqft (0.862 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79081 |
|---|---|
| Street Address | 162 HARBORSIDE DR |
| City | NEBO |
| State | NC |
| Zip | 28761-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.863 AC LT 58 THE ARBOR PB7/43 |
| Legal Subdivision | THE ARBOR SD |
| Legal Lot Number | 58 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 2404 ROCK CREEK DR, CHARLOTTE, NC 28226-0713 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 20, 2022 | Intrafamily Transfer, Transfer |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0014220729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 20, 2022 |
| Property Address | 162 HARBORSIDE DR, NEBO, NC 28761-0012 |
| Document Number | 0014220729 |
| Book / Page | 1422 / 729 |
| Map Reference | MB 7 PG 42-43 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022007279 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2404 ROCK CREEK DR, CHARLOTTE, NC 28226-0713 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 162 HARBORSIDE DR, NEBO, NC 28761-0012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013030279 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 1303/279 |
| Instrument | 2020001211 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,813.00 | $720,540 (-) Land $200,000 Building $520,540 | |
| 2023 | $4,813.00 | $720,540 Land $200,000 Building $520,540 | $720,540 Land $200,000 Building $520,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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