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178 Front St, Cornelia, GA 30531 Property Records

Habersham County property record for 178 Front St, Cornelia, GA 30531 · Last verified July 2026

Property Highlights

Property TypeCommercial > Office > Commercial Office
Year BuiltBuilt 1990
Square Footage1,154 sqft Total Area
Lot Size2,178 sqft (0.05 acres)
Last Sale$85,000 (2017)
Tax Bill$1,667.00 (2025)

Property Details

APN / Parcel Number

Primary APN089B121
Alternative APNs
  • 651953
  • 398498

Interior

Plumbing Fixtures6 Plumbing Fixtures
Building Area1,154 sqft Total Area
1st Floor1,154 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1990
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionRigid Frame Bar Joint Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area2,178 sqft (0.05 acres)
Depth X Width48 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number398498
Street Address178 FRONT ST
CityCORNELIA
StateGA
Zip30531-3611
Property UsageCommercial Property Usage
TypeCommercial > Office > Commercial Office
Legal Description10-172 692-721
JurisdictionHABERSHAM GA
Minor Civil DivisionCORNELIA
Census Blockgroup2
Census Block2072
Census Tract400

Owner

Source: Habersham County records · APN 089B121

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 489, CORNELIA, GA 30531-1006
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
RABUN COUNTY BANK
Feb 10, 2026Deed of Trust, Mortgage
RABUN COUNTY BANK
Apr 28, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Deed Doc Number2017761
Deed Book / Page1137 / 819
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateJun 10, 2026
Property Address178 FRONT ST, CORNELIA, GA 30531-3611
Document Number1435000906
Book / Page1435 / 906
Instrument DateJun 04, 2026
Transaction TypeMortgage
Record UpdatedJul 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 FRONT ST, CORNELIA, GA 30531-3611

Mortgage

Document Number1435000906,
DateJun 10, 2026
Book Page1435/906
Lender
NameRABUN COUNTY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueJun 01, 2047
Interest
Rate6.37%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address178 FRONT ST, CORNELIA, GA 30531-3611
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 FRONT ST, CORNELIA, GA 30531-3611

Mortgage

Document Number0000001423/0000000029
DateFeb 10, 2026
Book Page0000001423/0000000029
Lender
NameRABUN COUNTY BANK
Agreement
AmountAmount Recorded
Term252 Months
DueJan 01, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateApr 28, 2017
Property Address178 FRONT ST, CORNELIA, GA 30531-3611
Document Number001137/819
Book / Page1137 / 819
Instrument DateApr 28, 2017
Instrument2017-000761
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 PLEASANT HILL DR, CLERMONT, FL 34711-2741
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,667.00 (+127.42%)$49,543 (+75.31%) Land $1,556 Building $47,987$123,858 (+75.31%) Land $3,891 Building $119,967
2023$733.00 (+50.51%)$28,260 (+50.54%) Land $1,160 Building $27,100$70,650 (+50.54%) Land $2,900 Building $67,750
2022$487.00$18,772 Land $1,160 Building $17,612$46,930 Land $2,900 Building $44,030

Flood & Wildfire

178 Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Habersham County (13137C), updated January 5, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 10th in Georgia
Wildfire LikelihoodLow — about 1 in 4,348 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Cornelia Commercial Historic District
listed 2022 · 52 contributing resources · NRIS 100007277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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