447 Front St, Cornelia, GA 30531 Property Records

Habersham County property record for 447 Front St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,575 sqft · built 1917
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$114,260 (Aug 2025)
Tax Bill$2,104 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2025 Sale
Flood ZoneZone X (minimal risk)
APN114C078

Property Details

APN / Parcel Number

Primary APN114C078
Alternative APNs
  • 647063
  • 408504

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,575 sqft Heated Area
Gross Area2,931 sqft
1st Floor Area1,003 sqft
Upper Floors Area572 sqft
AtticAttic
Attic Area572 sqft
Basement Area1,003 sqft
Unfinished Basement1,003 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1960
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions107 ft deep x 150 ft wide
PorchSlab
Porch Area353 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number408504
Street Address447 FRONT ST
CityCORNELIA
StateGA
Zip30531-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description10-149 515 FRONT 803-339
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2040
Census Tract400

Owner

Source: Habersham County records · APN 114C078

Assessment roll updated September 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6754 COUNTY LINE RD, LULA, GA 30554-3266
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Line of Credit
HELOC
Aug 14, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleAug 06, 2025 · Amount on Record
Deed Book / Page1406 / 915
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address447 FRONT ST, CORNELIA, GA 30531-3619
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 FRONT ST, CORNELIA, GA 30531-3619

Mortgage

Document Number0000001425/0000000960
DateMar 11, 2026
Book Page0000001425/0000000960
Lender
NameHELOC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 01, 2051

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHABERSHAM GA
Recording DateAug 14, 2025
Property Address447 FRONT ST, CORNELIA, GA 30531-3619
Document Number001406/915
Book / Page1406 / 915
Instrument DateAug 14, 2025
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$1.15
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6754 COUNTY LINE RD, LULA, GA 30554-3266

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,104.00 (+77.4%)$62,520 (+36.79%) Land $15,673 Building $46,847$156,299 (+36.79%) Land $39,182 Building $117,117
2023$1,186.00 (+11.26%)$45,704 (+11.27%) Land $10,440 Building $35,264$114,260 (+11.27%) Land $26,100 Building $88,160
2022$1,066.00$41,076 Land $10,440 Building $30,636$102,690 Land $26,100 Building $76,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Habersham Electric Membership
Fiber
1,000 / 1,000
Uniti Group
Cable · DSL · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Point Broadband Fiber Holding.

Based on FCC filings for 228 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCORNELIA
serves 6,130 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Front St

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