178 Emerald Way E, Granite City, IL 62040 Property Records

Madison County property record for 178 Emerald Way E, Granite City, IL 62040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,724 sqft · built 2007
Lot Size0.253 acres (11,040 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (May 2026)
Tax Bill$5,510 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
APN17-2-20-15-02-208-007

Property Details

APN / Parcel Number

Primary APN17-2-20-15-02-208-007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,724 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area11,040 sqft (0.253 acres)
Lot Dimensions130 ft deep x 84.9 ft wide
Garage TypeAttached
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address178 EMERALD WAY E
CityGRANITE CITY
StateIL
Zip62040-6635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD MEADOWS PLAT 7 LOT 183 84.92 X 130 IRREGULAR
Legal SubdivisionEMERALD MDWS 07
Legal Lot Number183
JurisdictionMADISON IL
Township / Civil DivisionNAMEOKI
Census Block Group3
Census Block3014
Census Tract400903

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address178 EMERALD WAY E, GRANITE CITY, IL 62040-6635
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2026 · Amount on File
Deed SaleMay 7, 2026 · Amount on File
Prior SaleSep 17, 2007 · Amount on File
Deed Document Number202613078
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateMay 7, 2026
Property Address178 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Document Number0000013078
Instrument DateApr 10, 2026
Instrument202613078
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,207.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address178 EMERALD WAY E, GRANITE CITY, IL 62040-6635

Mortgage

DateMay 7, 2026
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionNameoki Township
MunicipalityPontoon Beach Village
Unified School DistrictGranite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,510.00 (+7.85%) Homeowner's exemption Senior Citizen's exemption$95,610 (+7.14%) Land $16,530 Building $79,080$286,830 (+7.14%) Land $49,590 Building $237,240
2024$5,109.00 (+2.84%)$89,240 (+26.49%) Land $15,430 Building $73,810$267,720 (+26.37%) Land $46,290 Building $221,430
2022$4,968.00$70,550 Land $12,200 Building $58,350$211,862 Land $36,637 Building $175,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims23 (1979–2022)
Claims Outside the SFHA6 of 23
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTOON BEACH PWD
serves 3,325 people · EPA ID IL1195300
Water SourcePurchased surface water from IL AMERICAN-GRANITE CITY
Last State InspectionJul 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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