166 Emerald Way E, Granite City, IL 62040 Property Records

Madison County property record for 166 Emerald Way E, Granite City, IL 62040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2003
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2025)
Tax Bill	$5,518 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2023 Sale + 3 more
APN	`17-2-20-15-02-206-005`

Property Details

APN / Parcel Number

Primary APN	`17-2-20-15-02-206-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	166 EMERALD WAY E
City	GRANITE CITY
State	IL
Zip	62040-6635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD MEADOWS PLAT 5 LOT 148 90 X 130 PB 63 PG 68
Legal Subdivision	EMERALD MEADOWS PLAT 5
Legal Lot Number	148
Jurisdiction	MADISON IL
Township / Civil Division	NAMEOKI
Census Block Group	3
Census Block	3014
Census Tract	400903

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Oct 31, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FCB BANKS
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Oct 31, 2023
Deed Document Number	20258693
Prior Transfer Date	Mar 31, 2025
Prior Transfer Doc	0000008693
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000454
Date	Jan 4, 2024
Instrument	2024R00454

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2039

Interest

Rate Type	Adjustable Rate

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 31, 2023
Property Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Document Number	0000029320
Map Reference	PC 63 PG 68
Instrument Date	Oct 26, 2023
Instrument	2023R29320
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Aug 23, 2022
Property Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Document Number	0000027977
Map Reference	PC 63 PG 68
Instrument Date	Aug 15, 2022
Instrument	2022R27977
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635

Mortgage

Document Number	0000027978
Date	Aug 23, 2022
Instrument	2022R27978

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026658
Date	Jun 22, 2021
Instrument	2021R26658

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	166 EMERALD WAY E, GRANITE CITY, IL 62040-6635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000620
Date	Jan 7, 2020
Instrument	2020R00620

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Nameoki Township
Municipality	Pontoon Beach Village
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,518.00 (+7.42%)	$90,720 (+47.13%) Land $14,140 Building $76,580	$272,160 (+46.98%) Land $42,420 Building $229,740
2024	$5,137.00 (+16.2%)
2022	$4,421.00	$61,660 Land $10,440 Building $51,220	$185,165 Land $31,351 Building $153,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	6 of 23
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1995 · 3 claims Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOON BEACH PWD serves 3,325 people · EPA ID IL1195300
Water Source	Purchased surface water from IL AMERICAN-GRANITE CITY
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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