178 E 6th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 178 E 6th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1880
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Aug 2021)
Tax Bill	$2,353 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.65-01-06`

Property Details

APN / Parcel Number

Primary APN	`351200 128.65-01-06`
Alternative APNs	`120012806500010060000000` `3157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,392 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Porch	Slab
Porch Area	181 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3157
Street Address	178 E 6TH ST
City	OSWEGO
State	NY
Zip	13126-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	SUBDIVISION NO 25 HAMILTONS GORE
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3019
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 E 6TH ST, OSWEGO, NY 13126-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 1, 2018	Grant Deed, Transfer · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20219342
Prior Transfer Date	Mar 3, 2004
Prior Transfer Doc	0020043391
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 16, 2021
Property Address	178 E 6TH ST, OSWEGO, NY 13126-3213
Document Number	0000009342
Map Reference	MB 61 PG 615
Instrument Date	Aug 4, 2021
Instrument	R-2021-009342
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 E 6TH ST, 178, OSWEGO, NY 13126-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HAMILTON ST, OSWEGO, NY 13126-3317

Mortgage

Document Number	0000009343
Date	Aug 16, 2021
Instrument	R-2021-009343

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	178 E 6TH ST, OSWEGO, NY 13126-3213
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 E 6TH ST, OSWEGO, NY 13126-3213

Mortgage

Document Number	0000003424
Date	Mar 26, 2021
Instrument	R-2021-003424

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	May 1, 2018
Property Address	178 E 6TH ST, OSWEGO, NY 13126-3213
Document Number	0000004099
Instrument Date	Apr 27, 2018
Instrument	4099
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 MIDDLE RD OSWEGO NY 131266199, OSWEGO, NY 13126-6199

Mortgage

Document Number	4100
Date	May 1, 2018
Instrument	4100

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,353.00 (-1.18%)
2025	$2,381.00	$127,000 (+22.12%) Land $19,400 Building $107,600	$127,000 (+1.36%) Land $19,400 Building $107,600
2023		$104,000 Land $13,000 Building $91,000	$125,301 Land $15,663 Building $109,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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