172 E 6th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 172 E 6th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1880
Lot Size	0.1 acres (4,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Oct 2021)
Tax Bill	$2,761 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.65-01-04`

Property Details

APN / Parcel Number

Primary APN	`351200 128.65-01-04`
Alternative APNs	`120012806500010040000000` `0821`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,826 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	682 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,388 sqft (0.1 acres)
Lot Dimensions	58.5 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	301 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0821
Street Address	172 E 6TH ST
City	OSWEGO
State	NY
Zip	13126-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	HAMILTONS GORE
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3019
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 E 6TH ST, OSWEGO, NY 13126-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	202111790
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 6, 2021
Property Address	172 E 6TH ST, OSWEGO, NY 13126-3213
Document Number	0000001790
Instrument Date	Oct 1, 2021
Instrument	R-2021-011790
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 E 6TH ST, 172, OSWEGO, NY 13126-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 S GRANT AVE, BOISE, ID 83706-3526

Mortgage

Document Number	0000001791
Date	Oct 6, 2021
Instrument	R-2021-011791

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 18, 2017
Property Address	172 E 6TH ST, OSWEGO, NY 13126-3213
Document Number	0000007898
Instrument Date	Aug 17, 2017
Instrument	R-2017-007898
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT & TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 E 6TH ST, 172, OSWEGO, NY 13126-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 N DIVISION ST, OSWEGO, NY 13126-2304

Mortgage

Document Number	0000007899
Date	Aug 18, 2017
Instrument	R-2017-007899

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,761.00 (-1.15%)
2025	$2,793.00	$149,000 (+12.88%) Land $17,600 Building $131,400	$149,000 (-6.31%) Land $17,600 Building $131,400
2023		$132,000 Land $9,600 Building $122,400	$159,036 Land $11,566 Building $147,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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