Kenton County property record for 178 Dell Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,108 sqft · built 1942 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,500 (Jun 2025) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-04-018.00 |
| Primary APN | 015-20-04-018.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Finished Area |
| Gross Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 178 DELL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 175 THRU 178 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 175-1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 178 DELL AVE, ELSMERE, KY 41018-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING |
| May 13, 2021 | Warranty Deed, Transfer PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Nov 19, 2020 | Grant Deed, Construction Loan · Construction Mortgage HERITAGE BK |
| Oct 19, 2020 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | May 13, 2021 · Amount on Record |
| Deed Document Number | 2025119 |
| Deed Book / Page | 345 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 178 DELL ST, ELSMERE, KY 41018-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900264 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 221/330 |
| Instrument | 21052705900264 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 13, 2021 |
| Property Address | 178 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900058 |
| Book / Page | 90 / 357 |
| Map Reference | PL 294 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 21051305900058 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4558 ELDERBERRY CT, 4558, BURLINGTON, KY 41005-6900 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 178 DELL ST, ELSMERE, KY 41018-2124 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 19, 2020 |
| Property Address | 178 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0000000183 |
| Book / Page | 000056 / 000647 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 183 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2020 |
| Title Company | CENTURION LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $48.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4558 ELDERBERRY CT BURLINGTON KY 410056900, BURLINGTON, KY 41005-6900 |
| Document Number | 84 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 00M129/000486 |
| Instrument | 84 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | UNION, KY 41091 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 18, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 19, 2020 |
| Property Address | 178 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0000000122 |
| Book / Page | 000050 / 000212 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 122 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,500 (+35.96%) Land $35,000 Building $197,500 | $232,500 (+35.96%) Land $35,000 Building $197,500 | |
| 2025 | $2,597.00 (+1.33%) | $171,000 (-) Land $35,000 Building $136,000 | $171,000 (-) Land $35,000 Building $136,000 |
| 2023 | $2,563.00 | $171,000 Land $35,000 Building $136,000 | $171,000 Land $35,000 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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