Kenton County property record for 174 Dell Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 556 sqft · built 1965 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,900 (Aug 2023) |
| Tax Bill | $2,170 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-04-017.00 |
| Primary APN | 015-20-04-017.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 556 sqft Finished Area |
| Gross Area | 646 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 174 DELL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOT 174 & PT 173 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 174,173 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 174 DELL AVE, ELSMERE, KY 41018-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Aug 29, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Nov 18, 2021 | Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 21, 2021 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Nov 18, 2021 · Amount on Record |
| Deed Document Number | 2023172 |
| Deed Book / Page | 243 / 805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900174 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | KCM 487/742 |
| Instrument | 23082905900174 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 29, 2023 |
| Property Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900172 |
| Book / Page | KC 243 / 805 |
| Map Reference | PL 294 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 23082905900172 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8268 RILEY RD, ALEXANDRIA, KY 41001-4364 |
| Name | Verified Name |
|---|---|
| Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900173 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | KCM 487/725 |
| Instrument | 23082905900173 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900044 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 303/116 |
| Instrument | 21111805900044 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 18, 2021 |
| Property Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900042 |
| Book / Page | 131 / 926 |
| Map Reference | PL 294 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 21111805900042 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12507 KLEIN RD, 12507, MORNING VIEW, KY 41063-9105 |
| Name | Verified Name |
|---|---|
| Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900043 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 303/101 |
| Instrument | 21111805900043 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 21, 2021 |
| Property Address | 174 DELL ST, ELSMERE, KY 41018-2124 |
| Document Number | 0005900155 |
| Book / Page | 91 / 873 |
| Instrument Date | May 14, 2021 |
| Instrument | 21052105900155 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 ROGER LN, 155, FLORENCE, KY 41042-2336 |
| Name | Verified Name |
|---|---|
| Address | 12507 KLEVIN ROAD, MORNING VIEW, KY 41063-9105 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,900 (-) Land $15,000 Building $127,900 | $142,900 (-) Land $15,000 Building $127,900 | |
| 2025 | $2,170.00 (+20.69%) | $142,900 (+19.08%) Land $15,000 Building $127,900 | $142,900 (+19.08%) Land $15,000 Building $127,900 |
| 2023 | $1,798.00 (-8.96%) | $120,000 (-) Land $15,000 Building $105,000 | $120,000 (-) Land $15,000 Building $105,000 |
| 2022 | $1,975.00 | $120,000 Land $10,000 Building $110,000 | $120,000 Land $10,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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