Branch County property record for 178 Cutter Ave, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,328 sqft · built 1900 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,700 (Sep 2006) |
| Tax Bill | $674 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-529-00 |
| Primary APN | 302-000-000-529-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,328 sqft Building Perimeter |
| 1st Floor Area | 838 sqft |
| Basement Area | 490 sqft |
| Unfinished Basement | 490 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 178 CUTTER AVE |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 AND W 6.94 FT OF LOT 53 STEPHEN S CUTTERS ADDN SEC 15 T6S R6W SPLIT ON 01/13/2007 INTO 302-000-000-529-01; |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 15 |
| Legal Subdivision | STEPHEN S CUTTERS ADD |
| Legal Lot Number | 53-54 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 951400 |
178 Cutter Ave is owned by two individuals who bought it in September 2006.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4642 W NEVADA MILLS RD, ANGOLA, IN 46703-9442 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2006 · Amount on File |
| Deed Sale | Sep 18, 2006 · Amount on File |
| Deed Document Number | 20067895 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 178 Cutter Ave was $674, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,650 (+60.84%) | $157,300 (+60.84%) | |
| 2025 | $674.00 (+3.69%) | $48,900 | $97,800 |
| 2024 | $650.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Cutter Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 178 Cutter Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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