Branch County property record for 159 Cutter Ave, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 752 sqft · built 1935 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Jul 2019) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-510-00 |
| Primary APN | 302-000-000-510-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 752 sqft Building Perimeter |
| 1st Floor Area | 752 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 338 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 159 CUTTER AVE |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 CUTTERS ADD EXC 8 1/2 FT OFF W SIDE & 8 FT OFF E SIDE THEREOF |
| Legal Subdivision | CUTTERS ADD |
| Legal Lot Number | 21 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-510-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 CUTTER AVE, COLDWATER, MI 49036-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Jul 30, 2019 | Warranty Deed, Transfer · ARM SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Jul 12, 1999 |
| Deed Document Number | 20194787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 159 CUTTER AVE, COLDWATER, MI 49036-1515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 159 CUTTER AVE, COLDWATER, MI 49036-1515 |
| Document Number | 202108067 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-08067 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 30, 2019 |
| Property Address | 159 CUTTER AVE, COLDWATER, MI 49036-1515 |
| Document Number | 201904787 |
| Map Reference | LB 1 PG 37 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 2019-04787 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1071 MARSHALL RD, 1071, COLDWATER, MI 49036-9604 |
| Name | Verified Name |
|---|---|
| Address | 61 N POLK ST, COLDWATER, MI 49036-1235 |
| Document Number | 201904788 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-04788 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,100 (-6.27%) | $100,200 (-6.27%) | |
| 2025 | $1,934.00 (+3.64%) | $53,450 | $106,900 |
| 2024 | $1,866.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures