178 Cove Rd, Washington, NH 03280 Property Records

Sullivan County and Washington Town property record for 178 Cove Rd, Washington, NH 03280

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,234 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$400,000 (Oct 2020)
Tax Bill	$6,006 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSHN M:00024 L:000113 S:000000`

Property Details

APN / Parcel Number

Primary APN	`WSHN M:00024 L:000113 S:000000`
Alternative APN	`M:00024 B:000113 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,234 sqft Living Area
Gross Area	2,256 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	178 COVE RD
City	WASHINGTON
State	NH
Zip	03280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	113
Jurisdiction	WASHINGTON NH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3045
Census Tract	975500

Owner

178 Cove Rd is held in a trust since October 2020.

Source: Sullivan County and Washington Town records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	89 SOUTHERN AVE, BRATTLEBORO, VT 05301-6556
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BRATTLEBORO S&L ASSN
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEFH DEV & FINANCE LLC
Apr 18, 2018	Deed of Trust, Mortgage MASCOMA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	20206223
Deed Book / Page	2125 / 827
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NH
Recording Date	Oct 22, 2020
Property Address	178 COVE RD, WASHINGTON, NH 03280
Document Number	0021250827
Book / Page	002125 / 000827
Instrument Date	Oct 22, 2020
Instrument	2006223
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	89 SOUTHERN AVE BRATTLEBORO VT 053016556, BRATTLEBORO, VT 05301-6556

Mortgage

Document Number	21250829
Date	Oct 22, 2020
Book Page	002125/000829
Instrument	2006224

Lender

Name	BRATTLEBORO S&L ASSN
Address	BRATTLEBORO, VT 05302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NH
Property Address	178 COVE RD, WASHINGTON, NH 03280
Document Number	0020350981
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 NEWBURY LN KEENE NH 034315262, KEENE, NH 03431-5262

Mortgage

Document Number	0020350981
Date	Apr 23, 2018
Book Page	002035/000981
Instrument	1801683

Lender

Name	NEFH DEV & FINANCE LLC
Address	PO BOX 823, NEW HAMPTON, NH 03256-0800

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NH
Property Address	178 COVE RD, WASHINGTON, NH 03280
Document Number	0020350717
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	178 COVE RD WASHINGTON NH 03280, WASHINGTON, NH 03280

Mortgage

Document Number	0020350717
Date	Apr 19, 2018
Book Page	002035/000717
Instrument	1801646

Lender

Name	MASCOMA BK
Address	LEBANON, NH 03766

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Sullivan County and Washington Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Washington Town
Elementary School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$6,006.00	$394,100 Land $223,300 Building $170,800
2020	$5,897.00	$279,600 Land $179,700 Building $99,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 178 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Granite State Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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