166 Cove Rd, Washington, NH 03280 Property Records

Sullivan County and Washington Town property record for 166 Cove Rd, Washington, NH 03280

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,379 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$642,533 (Apr 2022)
Tax Bill	$7,468 (2024)
Deeds & Mortgages	Oct 2021 Refinance Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSHN M:00024 L:000112 S:000000`

Property Details

APN / Parcel Number

Primary APN	`WSHN M:00024 L:000112 S:000000`
Alternative APN	`M:00024 B:000112 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	2,928 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	166 COVE RD
City	WASHINGTON
State	NH
Zip	03280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	112
Jurisdiction	WASHINGTON NH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3045
Census Tract	975500

Owner

166 Cove Rd is held in a trust since April 2022.

Source: Sullivan County and Washington Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 EDGEWOOD RUN, AMHERST, NH 03031-1946
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Apr 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	2022464
Deed Book / Page	2192 / 758
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NH
Property Address	166 COVE RD, WASHINGTON, NH 03280
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002170-589
Date	Oct 12, 2021
Book Page	2170/589
Instrument	2106905

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NH
Recording Date	Apr 25, 2022
Property Address	166 COVE RD, WASHINGTON, NH 03280
Document Number	002192-758
Book / Page	2192 / 758
Instrument Date	Apr 25, 2022
Instrument	2202464
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 EDGEWOOD RUN, AMHERST, NH 03031-1946

Mortgage

Document Number	0002202465
Date	Apr 25, 2022
Instrument	2202465

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NH
Recording Date	Jul 25, 2018
Property Address	166 COVE RD, WASHINGTON, NH 03280
Document Number	0020440169
Book / Page	002044 / 000169
Instrument Date	Jul 13, 2018
Instrument	1803471
Transaction Type	Transfer
Record Updated	Aug 29, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MANNING RD BILLERICA MA 018213911, BILLERICA, MA 01821-3911

Mortgage

Document Number	20440173
Date	Jul 25, 2018
Book Page	002044/000173
Instrument	1803472

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: Sullivan County and Washington Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Washington Town
Elementary School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$7,468.00	$490,000 Land $255,200 Building $234,800
2020	$5,884.00	$279,000 Land $179,700 Building $99,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Granite State Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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