178 Confederate Dr, Troy, NC 27371 Property Records

Montgomery County property record for 178 Confederate Dr, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,090 sqft · built 2003
Lot Size	15 acres (656,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Apr 2000)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7620 00 32 5964`

Property Details

APN / Parcel Number

Primary APN	`7620 00 32 5964`
Alternative APN	`44365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,090 sqft Finished Area
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	656,885 sqft (15 acres)
Garage Type	Attached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	44365
Street Address	178 CONFEDERATE DR
City	TROY
State	NC
Zip	27371-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	C.B. MOORE ESTATE TRACT 5 C B MOORE #5
Legal Subdivision	CB MOORE ESTATE
Legal Tract	5
Jurisdiction	MONTGOMERY NC
Township / Civil Division	OPHIR
Census Block Group	3
Census Block	3009
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 CONFEDERATE DR, TROY, NC 27371-2910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2000 · Amount on Record
Deed Sale	Apr 1, 2000 · Amount on Record
Deed Book / Page	393 / 643
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	178 CONFEDERATE DR, TROY, NC 27371-2910
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CONFEDERATE DR, TROY, NC 27371-2910

Mortgage

Document Number	866/609
Date	Feb 17, 2021
Book Page	866/609
Instrument	366831

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	178 CONFEDERATE DR, TROY, NC 27371-2910
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	864/924
Date	Jan 26, 2021
Book Page	864/924
Instrument	366507

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	178 CONFEDERATE DR, TROY, NC 27371-2910
Transaction Type	Mortgage
Record Updated	Jun 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0826/0544
Date	May 28, 2019
Book Page	0826/0544
Instrument	358762

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,688 (-) Land $45,289 Building $262,399	$307,688 (-) Land $45,289 Building $262,399
2025	$1,892.00	$307,688 (-) Land $45,289 Building $262,399	$307,688 (-) Land $45,289 Building $262,399
2023		$307,688 Land $45,289 Building $262,399	$307,688 Land $45,289 Building $262,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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