140 Confederate Dr, Troy, NC 27371 Property Records

Montgomery County property record for 140 Confederate Dr, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 1978
Lot Size	12.2 acres (531,432 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,120 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7620 00 31 5920`

Property Details

APN / Parcel Number

Primary APN	`7620 00 31 5920`
Alternative APN	`45116`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,968 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	531,432 sqft (12.2 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45116
Street Address	140 CONFEDERATE DR
City	TROY
State	NC
Zip	27371-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	C.B. MOORE ESTATE TRACT 6 C. B. MOORE
Legal Subdivision	CB MOORE ESTATE
Legal Tract	6
Jurisdiction	MONTGOMERY NC
Township / Civil Division	OPHIR
Census Block Group	3
Census Block	3009
Census Tract	960202

Owner

140 Confederate Dr is owned and occupied by two individuals who acquired it in January 1999.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 CONFEDERATE DR, TROY, NC 27371-2910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1999
Deed Sale	Jan 1, 1999
Deed Book / Page	368 / 791
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	140 CONFEDERATE DR, TROY, NC 27371-2910
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000902/415
Date	May 11, 2022
Book Page	902/415
Instrument	373861

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	140 CONFEDERATE DR, TROY, NC 27371-2910
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000902/399
Date	May 11, 2022
Book Page	902/399
Instrument	373860

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 140 Confederate Dr was $1,120.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,280 (-) Land $50,796 Building $115,484	$166,280 (-) Land $50,796 Building $115,484
2025	$1,120.00	$166,280 Land $50,796 Building $115,484	$166,280 Land $50,796 Building $115,484
2023		$166,280 Land $50,796 Building $115,484	$166,280 Land $50,796 Building $115,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Confederate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Confederate Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Confederate Dr

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