178 Chablis Way, Cloverdale, CA 95425 Property Records

Sonoma County property record for 178 Chablis Way, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1980
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Mar 2023)
Tax Bill	$7,874 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-360-048-000`

Property Details

APN / Parcel Number

Primary APN	`001-360-048-000`
Alternative APN	`001-360-048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	001-360-048
Street Address	178 CHABLIS WAY
City	CLOVERDALE
State	CA
Zip	95425-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	MAP 276 PG 33 LOT 7
Legal Subdivision	CHERRY CREEK SUBDIVISION UNIT #3
Legal Block	3
Legal Lot Number	7
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3018
Census Tract	154202

Owner

178 Chablis Way is owned and occupied by two individuals who bought it in March 2023.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 CHABLIS WAY, CLOVERDALE, CA 95425-3802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Jan 18, 1991 · Amount on File
Deed Document Number	202311610
Prior Transfer Date	Aug 23, 2000
Prior Transfer Doc	0000092476
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 21, 2023
Property Address	178 CHABLIS WAY, CLOVERDALE, CA 95425-3802
Document Number	0000011610
Map Reference	MB 276 PG 33&34
Instrument Date	Mar 13, 2023
Instrument	2023011610
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	178 CHABLIS WAY, CLOVERDALE, CA 95425-3802

Mortgage

Document Number	0000011611
Date	Mar 21, 2023
Instrument	2023011611

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	178 CHABLIS WAY, CLOVERDALE, CA 95425-3802
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CHABLIS WAY, CLOVERDALE, CA 95425-3802

Mortgage

Document Number	0000089005
Date	Aug 4, 2021
Instrument	2021089005

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 178 Chablis Way was $7,874.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,335 (+2%) Land $254,689 Building $392,646
2025	$7,874.00	$634,644 Land $249,696 Building $384,948
2023	$4,031.00 (+1.84%) Homeowner's exemption	$310,307 Land $95,339 Building $214,968
2022	$3,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 178 Chablis Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Chablis Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chablis Way

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