177 Chablis Way, Cloverdale, CA 95425 Property Records

Sonoma County property record for 177 Chablis Way, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,307 sqft · built 1986
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Mar 2020)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-370-024-000`

Property Details

APN / Parcel Number

Primary APN	`001-370-024-000`
Alternative APN	`001-370-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	001-370-024
Street Address	177 CHABLIS WAY
City	CLOVERDALE
State	CA
Zip	95425-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	CHERRY CREEK SUB UNIT 4 LOT 24
Legal Subdivision	CHERRY CREEK
Legal Block	3
Legal Lot Number	24
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3021
Census Tract	154202

Owner

177 Chablis Way is owned and occupied by two individuals who bought it in March 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ATLAS TITLE
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2020	Grant Deed, Transfer GLOBAL EQUITY FIN
Sep 6, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Sep 6, 2018	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Sep 26, 2012 · Amount on File
Deed Document Number	202018132
Prior Transfer Date	Dec 26, 2019
Prior Transfer Doc	0000018132
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jun 30, 2026
Property Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Document Number	0000032669
Instrument Date	Jun 23, 2026
Instrument	202632669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830

Mortgage

Document Number	0000032669,
Date	Jun 30, 2026
Instrument	202632669

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	TITLE CONNECT CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CHALIS WAY, CLOVERDALE, CA 95425-3830

Mortgage

Document Number	0000039781
Date	Aug 28, 2023
Instrument	2023039781

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830

Mortgage

Document Number	0000010671
Date	Jan 29, 2021
Instrument	2021010671

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 10, 2020
Property Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Document Number	0000018132
Instrument Date	Dec 12, 2019
Instrument	18132
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$199.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 CHABLIS WAY CLOVERDALE CA 954253830, CLOVERDALE, CA 95425-3830

Mortgage

Document Number	18133
Date	Mar 10, 2020
Instrument	18133

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Document Number	0000069476
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CHABLIS WAY CLOVERDALE CA 954253830, CLOVERDALE, CA 95425-3830

Mortgage

Document Number	0000069476
Date	Oct 4, 2018
Instrument	69476

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SONOMA CA
Property Address	177 CHABLIS WAY, CLOVERDALE, CA 95425-3830
Document Number	0000069455
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CHABLIS WAY CLOVERDALE CA 954253830, CLOVERDALE, CA 95425-3830

Mortgage

Document Number	0000069455
Date	Oct 4, 2018
Instrument	69455

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 177 Chablis Way was $4,076 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,072 (+2%) Land $106,757 Building $222,315
2025	$4,076.00 Homeowner's exemption	$322,620 Land $104,664 Building $217,956
2023	$4,028.00 (+1.82%) Homeowner's exemption	$310,094 Land $100,600 Building $209,494
2022	$3,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 177 Chablis Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Chablis Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chablis Way

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