178 Boyd St, Winsted, CT 06098 Property Records

Winchester Town property record for 178 Boyd St, Winsted, CT 06098

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,826 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2025)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2025 Sale & Mortgage + 5 more
APN	`WINC M:109 B:100 L:006`

Property Details

APN / Parcel Number

Primary APN	`WINC M:109 B:100 L:006`
Alternative APNs	`WSTR M:109 B:100 L:006` `3738`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	3,932 sqft
1st Floor Area	1,054 sqft
Attic	Attic
Attic Area	702 sqft
Basement Area	703 sqft
Unfinished Basement	703 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3738
Street Address	178 BOYD ST
City	WINSTED
State	CT
Zip	06098-1404
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Block	100
Legal Lot Number	6
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	320200

Owner

Source: Winchester Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	178 BOYD ST, WINSTED, CT 06098-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Line of Credit NOVUS HOME MORTGAGE
Apr 9, 2025	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Dec 20, 2024	Commissioner's Deed, Foreclosure Foreclosure Auction
Oct 26, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2019	Deed of Trust, Mortgage · ARM VISIO FINANCIAL SERVICES INC
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SACHEM CAP CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Document Number	2025693
Deed Book / Page	489 / 434
Prior Transfer Date	Oct 20, 2022
Prior Transfer Doc	000473-726
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490-41
Date	May 28, 2025
Book Page	490/41
Instrument	1537540018

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Apr 9, 2025
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Document Number	000489-434
Book / Page	489 / 434
Instrument Date	Apr 7, 2025
Instrument	20250-00000693
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1534460018
Date	Apr 9, 2025
Instrument	1534460018

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000489-455
Date	Apr 9, 2025
Book Page	489/455
Instrument	1534470003

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

December 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WINCHESTER CT
Recording Date	Dec 20, 2024
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Document Number	000487-774
Book / Page	487 / 774
Instrument Date	Nov 21, 2024
Instrument	20240-00003121
Transaction Type	Foreclosure
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 KATHLEEN DR APT 1B, 1B, WILLIMANTIC, CT 06226-1233

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER CT
Recording Date	Oct 26, 2022
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Document Number	000473-726
Book / Page	473 / 726
Instrument Date	Oct 20, 2022
Instrument	20220-00002827
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MILL ST # 158, 158, UNIONVILLE, CT 06085-1020

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER CT
Recording Date	Nov 10, 2021
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Document Number	000465-984
Book / Page	465 / 984
Instrument Date	Oct 28, 2021
Instrument	1146910002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CENTER ST, WINSTED, CT 06098-1639

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	444-1081
Date	Apr 9, 2019
Book Page	444/1081

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	178 BOYD ST, WINSTED, CT 06098-1404
Document Number	441-855
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BOYD ST WINSTED CT 060981404, WINSTED, CT 06098-1404

Mortgage

Document Number	441-855
Date	Sep 20, 2018
Book Page	000441/000855
Instrument	882380021

Lender

Name	SACHEM CAP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00	$105,980 (+16.82%) Land $27,020 Building $78,960	$74,186 Land $18,914 Building $55,272
2024	$3,091.00 (+29.11%)
2023	$2,394.00 (-0.99%)	$90,720 (+25.83%) Land $27,020 Building $63,700
2022	$2,418.00	$72,100 Land $19,600 Building $52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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