174 Boyd St, Winsted, CT 06098 Property Records

Winchester Town property record for 174 Boyd St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2025)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2019 Line of Credit
APN	`WINC M:109 B:100 L:007`

Property Details

APN / Parcel Number

Primary APN	`WINC M:109 B:100 L:007`
Alternative APNs	`WSTR M:109 B:100 L:007` `3125`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	748 sqft
Attic	Attic
Attic Area	676 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3125
Street Address	174 BOYD ST
City	WINSTED
State	CT
Zip	06098-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	100
Legal Lot Number	7
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	320200

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 BOYD ST, WINSTED, CT 06098-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL IRON BANK OF SALISBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Deed Document Number	20252025-00001028
Deed Book / Page	490 / 446
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jun 18, 2025
Property Address	174 BOYD ST, WINSTED, CT 06098-1404
Document Number	000490-446
Book / Page	490 / 446
Instrument Date	Jun 16, 2025
Instrument	2025-00001028
Transaction Type	Transfer
Record Updated	Jul 9, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 BOYD ST, WINSTED, CT 06098-1404

Mortgage

Document Number	1538590017
Date	Jun 18, 2025
Instrument	1538590017

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000490-467
Date	Jun 18, 2025
Book Page	490/467
Instrument	1538600004

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	174 BOYD ST, WINSTED, CT 06098-1404
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000443-520
Date	Jan 3, 2019
Book Page	443/520

Lender

Name	NATIONAL IRON BANK OF SALISBURY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00	$108,640 (-) Land $31,570 Building $77,070	$76,048 Land $22,099 Building $53,949
2024	$3,169.00 (+10.53%)
2023	$2,867.00 (-4.59%)	$108,640 (+21.25%) Land $31,570 Building $77,070
2022	$3,005.00	$89,600 Land $22,890 Building $66,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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