Camden County property record for 178 Big Bear Cir, Lake Ozark, MO 65049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 1977 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Mar 2013 Mortgage Feb 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 6.0 24.0 000.0 003 032.000 |
| Primary APN | 01 6.0 24.0 000.0 003 032.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Gross Area |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Frame |
| Lot Area | 10,411 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Street Address | 178 BIG BEAR CIR |
|---|---|
| City | LAKE OZARK |
| State | MO |
| Zip | 65049-6014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 |
| Legal Subdivision | BIG BEAR ESTATES NO 1 |
| Legal Lot Number | 18 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | PAWHUSKA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950102 |
Source: Camden County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5408 ALNWICK DR, SAINT LOUIS, MO 63129-3610 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2013 | Deed of Trust, Mortgage CENTRAL TRUST BANK |
| Feb 19, 2013 | Deed of Trust, Mortgage CENTRAL TRUST BANK |
| Jan 4, 2012 | Trustee's Deed, Foreclosure CENTRAL BANK OF LAKE OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 |
| Deed Sale | Oct 11, 2023 |
| Prior Sale | Jan 4, 2012 · Amount on Record |
| Deed Document Number | 0000008901 |
| Deed Book / Page | 890 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 178 BIG BEAR CIR, LAKE OZARK, MO 65049-6014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2200 PRAIRIE CREEK DR, KEARNEY, MO 64060-7632 |
| Investor | Possibly a Property Investor |
| Document Number | 000300/539 |
|---|---|
| Date | Mar 19, 2013 |
| Book Page | 300/539 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Address | JEFFERSON CITY, MO 65101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 178 BIG BEAR CIR, LAKE OZARK, MO 65049-6014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | MIDWESTERN TITLE, MIDWEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2200 PRAIRIE CREEK DR, KEARNEY, MO 64060-7632 |
| Investor | Possibly a Property Investor |
| Document Number | 000300/539 |
|---|---|
| Date | Feb 19, 2013 |
| Book Page | 300/539 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Address | JEFFERSON CITY, MO 65101 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2043 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Jan 4, 2012 |
| Property Address | 178 BIG BEAR CIR, LAKE OZARK, MO 65049-6014 |
| Document Number | 00294/0879 |
| Book / Page | 0294 / 0879 |
| Instrument Date | Dec 21, 2011 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Not Public Record |
| Name | Verified Name |
|---|---|
| Address | 3848 OSAGE BEACH PKWY, OSAGE BEACH, MO 65065-2170 |
| Name | Verified Name |
|---|---|
| Address | 2200 PRAIRIE CREEK DR, KEARNEY, MO 64060-7632 |
| Investor | Possibly a Property Investor |
| Date | Jan 4, 2012 |
|---|
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|
| Amount | Amount Recorded |
|---|
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,986.00 (-0.95%) | $37,530 (-) | $197,526 (-) |
| 2023 | $37,530 (-) | $197,526 (-) | |
| 2022 | $2,005.00 | $37,530 | $197,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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