178 Bay Dr, Mabank, TX 75156 Property Records

Henderson County property record for 178 Bay Dr, Mabank, TX 75156 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,017 sqft · built 2011
Lot Size	0.169 acres (7,356 sqft)
Owner	Individual Name on File
Last Sale	$738,150 (Mar 2023)
Tax Bill	$12,697 (2024)
Deeds & Mortgages	Aug 2018 Reverse Mortgage Dec 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4380-0001-0820-30`

Property Details

APN / Parcel Number

Primary APN	`4380-0001-0820-30`
Alternative APNs	`R000079102` `286551`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	2,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,356 sqft (0.169 acres)
Lot Dimensions	298 ft deep x 169 ft wide
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	445 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	286551
Street Address	178 BAY DR
City	MABANK
State	TX
Zip	75156-6885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82 AB 487 J M MENDOZA SUR, TIMBER BAY, BLK A LTS 82-83, B/102
Legal Subdivision	TIMBER BAY
Legal Block	A
Legal Lot Number	82
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	3
Census Block	3003
Census Tract	950904

Owner

Source: Henderson County records · APN 4380-0001-0820-30

Assessment roll updated September 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5501 KELCOURT DR, FLOWER MOUND, TX 75022-8152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage MID-AMERICAN MORTGAGE INC
Mar 31, 2011	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Mar 28, 2023	Vendor's Lien, Transfer · Conventional Mortgage NUWAVE LENDING LLC
May 03, 2018	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 24, 2007	Vendor's Lien, Transfer · ARM SOUTHSIDE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	May 03, 2018 · Amount on Record
Deed Document Number	20234294
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	178 BAY DR, MABANK, TX 75156-6885
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800012223
Date	Aug 28, 2018
Instrument	2018-00012223

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.59%
Type Change Date	Sep 01, 2019
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	178 BAY DR, MABANK, TX 75156-6885
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BAY DR, MABANK, TX 75156-6885

Mortgage

Document Number	202100024352
Date	Dec 21, 2021
Instrument	2021-00024352

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Index	Other

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	178 BAY DR, MABANK, TX 75156-6885
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	HENDERSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100003902
Date	Mar 31, 2011
Instrument	2011-00003902

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jan 01, 2042

Interest

Rate Type	Fixed Rate
Rate	6.37%
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Mar 28, 2023
Property Address	178 BAY DR, MABANK, TX 75156-6885
Document Number	202300004294
Map Reference	CAB B SL 102
Instrument Date	Mar 27, 2023
Instrument	2023-00004294
Transaction Type	Transfer
Record Updated	Apr 05, 2023
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 KELCOURT DR, FLOWER MOUND, TX 75022-8152

Mortgage

Document Number	202300004295
Date	Mar 28, 2023
Instrument	2023-00004295

Lender

Name	NUWAVE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	May 03, 2018
Property Address	178 BAY DR, MABANK, TX 75156-6885
Document Number	201800006126
Map Reference	CAB B SL102
Instrument Date	May 01, 2018
Instrument	2018-00006126
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BAY DR, MABANK, TX 75156-6885

Mortgage

Document Number	201800006127
Date	May 03, 2018
Instrument	2018-00006127

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

May 2007: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	May 24, 2007
Property Address	178 BAY DR, MABANK, TX 75156-6885
Document Number	002765/081
Book / Page	2765 / 081
Map Reference	MB6 PG22
Instrument Date	May 01, 2007
Instrument	0008644
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1914 RUIDOSO RUN, LEWISVILLE, TX 75077-7524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BAY DR, GUN BARREL CITY, TX 75156-6885

Mortgage

Document Number	0000008645
Date	May 24, 2007
Instrument	0008645

Lender

Name	SOUTHSIDE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Eustace Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$755,000 (+33.53%) Land $380,250 Building $374,750	$755,000 (-12.68%) Land $380,250 Building $374,750
2024	$12,697.00 (+168.61%)
2023	$4,727.00 (-16.78%) Homeowner's exemption Senior Citizen's exemption	$565,410 Land $380,250 Building $484,426	$864,676 Land $380,250 Building $484,426
2022	$5,680.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (48213C), updated April 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482139509043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 2% of Texas
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100
Brightspeed	DSL	100 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Conquest Wireless, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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