174 Bay Dr, Mabank, TX 75156 Property Records

Henderson County property record for 174 Bay Dr, Mabank, TX 75156

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,244 sqft · built 1999
Owner	2 Individual Names on Record
Tax Bill	$4,762 (2023)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4380-0001-0810-30`

Property Details

APN / Parcel Number

Primary APN	`4380-0001-0810-30`
Alternative APNs	`R000079101` `286550`

Interior

Full Baths	2 Baths
Building Area	2,244 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,244 sqft
Utility Area	360 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1999
Lot Dimensions	122 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	641 sqft
Deck Area	175 sqft
Patio Area	175 sqft
Storage Building	80 sqft

Location & Zoning

Account Number	R000079101
Old Parcel Number	4380.0001.0810.30
Street Address	174 BAY DR
City	MABANK
State	TX
Zip	75156-6885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 80 & ALL OF LT 81 AB 487 J M MENDOZA SUR, TIMBER BAY, BLK A PT OF LT 80 & ALL OF LT 81, B/102
Legal Subdivision	TIMBER BAY (180)
Legal Block	A
Legal Lot Number	80,ALL
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	3
Census Block	3003
Census Tract	950904

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 BAY DR, MABANK, TX 75156-6885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2013
Deed Sale	Mar 28, 2013
Prior Sale	May 31, 2006
Deed Document Number	2013-00004729
Prior Transfer Date	Apr 28, 2009
Prior Transfer Doc	2009-00006517
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	174 BAY DR, MABANK, TX 75156-6885
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016472
Date	Oct 21, 2020
Instrument	2020-00016472

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Eustace Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,762.00 (-62.13%) Homeowner's exemption Senior Citizen's exemption	$477,928 Land $273,330 Building $550,763	$824,093 Land $273,330 Building $550,763
2022	$12,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CEDAR CREEK FWSD B A MCKAY serves 6,753 people · EPA ID TX1070019
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

May also be available: Conquest Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

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