Putnam County and Philipstown Town property record for 178 Avery Rd, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,493 sqft · built 1986 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Mar 2025) |
| Tax Bill | $15,600 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 60.-2-9 |
| Primary APN | 372689 60.-2-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,493 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Upper Floors Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 227,383 sqft (5.22 acres) |
| Lot Width | 259 ft Width |
| View / Lot | Rural |
| Porch | Open Porch |
| Porch Area | 604 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 178 AVERY RD |
|---|---|
| City | GARRISON |
| State | NY |
| Zip | 10524-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | RICHARD & JANET FARIEL |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10600 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 AVERY RD, GARRISON, NY 10524-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ULSTER SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on Record |
| Deed Sale | Mar 11, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2016 · Amount on Record |
| Deed Document Number | 20251360 |
| Deed Book / Page | 2390 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 178 AVERY RD, GARRISON, NY 10524-4103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | METROPOLITAN ABSTRACT CORPORATION, METROPOLITAN ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 178 AVERY RD, GARRISON, NY 10524-4103 |
| Document Number | 0080180119 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 8018/119 |
| Instrument | 5435-2025 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 178 AVERY RD, GARRISON, NY 10524-4103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | METROPOLITAN ABSTRACT CORPORATION, METROPOLITAN ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 178 AVERY RD, GARRISON, NY 10524-4103 |
| Document Number | 0080180152 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 8018/152 |
| Instrument | 5436-2025 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 178 AVERY RD, GARRISON, NY 10524-4103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068350207 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 6835/207 |
| Instrument | 1601826 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | KINGSTON, NY 12401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 15, 2033 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $369,875 (-) Land $134,900 Building $234,975 | $1,205,983 (+10.08%) | |
| 2024 | $15,600.00 | $369,875 (-) Land $134,900 Building $234,975 | $1,095,601 (+4.32%) |
| 2023 | $369,875 (-) Land $134,900 Building $234,975 | $1,050,185 (+11.73%) Land $383,021 Building $667,164 | |
| 2022 | $369,875 Land $134,900 Building $234,975 | $939,962 Land $342,821 Building $597,141 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1999–2011) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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