178 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 178 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,468 sqft · built 1956
Lot Size	0.135 acres (5,881 sqft)
Owner	Company Name on Record
Last Sale	$635,000 (May 2022)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	May 2022 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-775-4349-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-775-4349-4`
Alternative APNs	`07-32-16-51660-003-0100` `321607516600030100` `163207516600030100` `R82404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,468 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	91 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	96 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R82404
Street Address	178 45TH AVE
City	ST PETE BEACH
State	FL
Zip	33706-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDO BEACH SUB BLK 3, LOT 10
Legal Range	16E
Legal Township	32S
Legal Section	7
Legal Subdivision	LIDO BEACH SUB
Legal Tract	51660
Legal Block	3
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETE BEACH
Census Block Group	1
Census Block	1001
Census Tract	28002

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1337 LINDEN GLEN DR, MATTHEWS, NC 28104-7409
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2022	Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 6, 2018	Warranty Deed, Transfer · VA Mortgage SUNBELT TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2022 · Amount on Record
Deed Sale	May 21, 2022 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2022162256
Deed Book / Page	22071 / 903
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 21, 2022
Property Address	178 45TH AVE, ST PETE BEACH, FL 33706-2523
Document Number	0220710903
Book / Page	22071 / 903
Map Reference	MB 34 PG 7
Instrument Date	May 19, 2022
Instrument	2022162256
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 45TH AVE, 178, ST PETE BEACH, FL 33706-2523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1337 LINDEN GLEN DR, MATTHEWS, NC 28104-7409

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	178 45TH AVE, ST PETE BEACH, FL 33706-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178TH 45TH AVENUE, SAINT PETE BEACH, FL 33706

Mortgage

Document Number	0212192183
Date	Oct 21, 2020
Book Page	21219/2183
Instrument	2020316280

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	178 45TH AVE, ST PETE BEACH, FL 33706-2523
Document Number	0206780917
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	178 45TH AVE ST PETE BEACH FL 337062523, ST PETE BEACH, FL 33706-2523

Mortgage

Document Number	0206780917
Date	Sep 3, 2019
Book Page	020678/000917
Instrument	281613

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 2, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 6, 2018
Property Address	178 45TH AVE, ST PETE BEACH, FL 33706-2523
Document Number	0200790134
Book / Page	20079 / 0134
Map Reference	MB 34 PG 7
Instrument Date	May 31, 2018
Instrument	2018179374
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 41ST AVE, 330, ST PETE BEACH, FL 33706-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 45TH AVE, ST PETE BEACH, FL 33706-2523

Mortgage

Document Number	0000000000
Date	Jun 6, 2018
Instrument	2018179375

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	St. Pete Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00 (-34.44%)	$335,095 (-35.6%) Land $250,419 Building $84,676	$335,095 (-35.6%) Land $250,419 Building $84,676
2023	$8,369.00 (+97.29%)	$520,325 (+75.91%)	$520,325 (+8.31%) Land $363,930 Building $156,395
2022	$4,242.00 Homeowner's exemption	$295,790	$480,388 Land $334,208 Building $146,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 392 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 39 condo units
Nearby Flood Claims	667 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 433 claims Tropical Storm Josephine, Oct 1996 · 44 claims Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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