143 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 143 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,217 sqft · built 1954
Lot Size	0.137 acres (5,972 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2003)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2024 Reverse Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-775-4325-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-775-4325-4`
Alternative APNs	`07-32-16-51660-002-0060` `321607516600020060` `163207516600020060` `R82380`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,217 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,217 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,972 sqft (0.137 acres)
Lot Dimensions	91 ft deep x 66 ft wide
Garage Area	312 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	411 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R82380
Street Address	143 45TH AVE
City	ST PETE BEACH
State	FL
Zip	33706-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDO BEACH SUB BLK 2, LOT 6
Legal Range	16E
Legal Township	32S
Legal Section	7
Legal Subdivision	LIDO BEACH SUB
Legal Tract	51660
Legal Block	2
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETE BEACH
Census Block Group	1
Census Block	1015
Census Tract	28002

Owner

143 45th Ave is owned and occupied by an individual who acquired it in September 2025.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 3, 2024	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Mar 15, 2023	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 20, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Dec 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Sep 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2003 · Amount on File
Deed Sale	May 23, 2003 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Document Number	2003209752
Deed Book / Page	12767 / 1414
Last Transfer Date	Sep 10, 2025
Transfer Doc	0232931801
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 12, 2025
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0232931801
Book / Page	23293 / 1801
Map Reference	MB 34 PG 7
Instrument Date	Sep 10, 2025
Instrument	2025262823
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0227880828
Date	May 3, 2024
Book Page	22788/828
Instrument	2024113752

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	748 Months
Due	Sep 14, 2086

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0223751246
Date	Mar 15, 2023
Book Page	22375/1246
Instrument	2023067279

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	762 Months
Due	Sep 14, 2086

Interest

Rate Type	Adjustable Rate
Rate	7.04%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0212660409
Date	Nov 20, 2020
Book Page	21266/409
Instrument	2020351507

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	790 Months
Due	Sep 14, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 10, 2020
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0212921491
Book / Page	021292 / 001491
Instrument Date	Dec 1, 2020
Instrument	371059
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	143 45TH AVE ST PETE BEACH FL 337062522, ST PETE BEACH, FL 33706-2522

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0212660425
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 45TH AVE ST PETE BEACH FL 337062522, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0212660425
Date	Nov 20, 2020
Book Page	021266/000425
Instrument	351508

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Nov 19, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.08%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 23, 2020
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0211762462
Book / Page	021176 / 002462
Instrument Date	Sep 22, 2020
Instrument	283341
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 45TH AVE ST PETE BEACH FL 337062522, ST PETE BEACH, FL 33706-2522

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 31, 2019
Property Address	143 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0208281017
Book / Page	020828 / 001017
Instrument Date	Dec 30, 2019
Instrument	416098
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	143 45TH AVE ST PETE BEACH FL 337062522, ST PETE BEACH, FL 33706-2522

Tax Assessment & Valuation

The 2025 property tax bill for 143 45th Ave was $1,581, down 6.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	St. Pete Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 (-6.12%)	$133,803 (-6.35%)	$336,335 (-29.15%) Land $252,508 Building $83,827
2024	$1,684.00 (+2.12%) Homeowner's exemption Widower's exemption	$142,873 (+3%)	$474,688 (+7.06%) Land $358,650 Building $116,038
2023	$1,649.00 (-1.32%) Homeowner's exemption Widower's exemption	$138,712 (+3%)	$443,391 (+10.65%) Land $347,622 Building $95,769
2022	$1,671.00 Homeowner's exemption Widower's exemption	$134,672	$400,704 Land $311,451 Building $89,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 39 condo units
Nearby Flood Claims	667 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 433 claims Tropical Storm Josephine, Oct 1996 · 44 claims Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 143 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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