FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Mortgage
Document Number
0000028736
Date
Apr 16, 2021
Instrument
2021028736
Lender
Name
SESLOC FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2051
March 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Mar 13, 2020
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000012693
Instrument Date
Jan 23, 2020
Instrument
12693
Transaction Type
Transfer
Record Updated
Apr 14, 2020
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$666.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
1778 13TH ST LOS OSOS CA 934022210, LOS OSOS, CA 93402-2210
Mortgage
Document Number
12694
Date
Mar 13, 2020
Instrument
12694
Lender
Name
GUARANTEED RATE
Address
CHICAGO, IL 60613
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 12, 2050
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000014188
Instrument Date
Apr 17, 2019
Transaction Type
Mortgage
Record Updated
May 15, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1111 S BROADWAY #101 SANTA MARIA CA 934546682, 101, SANTA MARIA, CA 93454-6682
Mortgage
Document Number
0000014188
Date
Apr 19, 2019
Instrument
14188
Lender
Name
GONZALEZ HENDRIK G TRUST (IT)
Address
730 WHISPER LN, NIPOMO, CA 93444-8885
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000027125
Instrument Date
Apr 17, 2019
Transaction Type
Mortgage
Record Updated
Jun 11, 2021
Title Company
PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1111 S BROADWAY #101 SANTA MARIA CA 934546682, 101, SANTA MARIA, CA 93454-6682
Investor
Possibly a Property Investor
Mortgage
Document Number
0000027125
Date
Jul 11, 2019
Instrument
27125
Lender
Name
HENDRIK G GONZALEZ
Address
730 WHISPER LN, NIPOMO, CA 93444-8885
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
April 2019: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Apr 2, 2019
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000011605
Instrument Date
Feb 19, 2019
Instrument
11605
Transaction Type
Transfer
Record Updated
Apr 8, 2019
Title Company
FIRST AMERICAN TITLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1778 13TH ST LOS OSOS CA 934022210, LOS OSOS, CA 93402-2210
April 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Apr 2, 2019
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000011606
Instrument Date
Feb 19, 2019
Instrument
11606
Transaction Type
Transfer
Record Updated
Apr 8, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$401.50
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1111 S BROADWAY #101 SANTA MARIA CA 934546682, 101, SANTA MARIA, CA 93454-6682
Mortgage
Document Number
11607
Date
Apr 2, 2019
Instrument
11607
Lender
Name
MONGOOSE TRUST (PT)
Address
2040 RACHEL ST, SAN LUIS OBISPO, CA 93401-4516
Agreement
Amount
Amount on Record
October 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000048275
Instrument Date
Oct 12, 2017
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Title Company
STEWART TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
1778 13TH ST LOS OSOS CA 934022210, LOS OSOS, CA 93402-2210
Mortgage
Document Number
0000048275
Date
Oct 20, 2017
Instrument
48275
Lender
Name
HUD-HOUSING/URBAN DEV
Address
WASHINGTON, DC 20410
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
720 Months
Due
Oct 19, 2077
Interest
Rate Type
Adjustable Rate
Rate
4.55%
October 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1778 13TH ST, LOS OSOS, CA 93402-2210
Document Number
0000048274
Instrument Date
Oct 12, 2017
Transaction Type
Mortgage
Record Updated
Nov 2, 2017
Title Company
STEWART TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
1778 13TH ST LOS OSOS CA 934022210, LOS OSOS, CA 93402-2210
Mortgage
Document Number
0000048274
Date
Oct 20, 2017
Instrument
48274
Lender
Name
LIBERTY HM EQUITY SOLUTIONS
Type
Funding / Finance Company
Address
RANCHO CORDOVA, CA 95670
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
720 Months
Due
Oct 19, 2077
Interest
Rate Type
Adjustable Rate
Rate
4.55%
Tax Assessment & Valuation
The 2025 property tax bill for 1778 13th St was $10,077 with a homeowner's exemption, up 0.2% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
San Luis Coastal Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$674,883 (+2%)Land $412,739Building $262,144
2025
$10,077.00 (+0.19%)Homeowner's exemption
$661,651Land $404,647Building $257,004
2024
$10,058.00 (+4.02%)
2023
$9,669.00 (+8.89%)Homeowner's exemption
$635,960Land $388,935Building $247,025
2022
$8,880.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1778 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1995)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1778 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source
Groundwater
Last State Inspection
Mar 2023
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.