FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
1765 13TH ST, LOS OSOS, CA 93402-2209
Mortgage
Document Number
0000036607
Date
Dec 8, 2023
Instrument
2023036607
Lender
Name
SEA WEST COAST GUARD FCU
Type
Credit Union
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Dec 25, 2048
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
December 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Dec 8, 2023
Property Address
1765 13TH ST, LOS OSOS, CA 93402-2209
Document Number
0000036614
Map Reference
MB A PG 81
Instrument Date
Dec 1, 2023
Instrument
2023036614
Transaction Type
Transfer
Record Updated
Dec 20, 2023
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
1765 13TH ST, LOS OSOS, CA 93402-2209
February 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
1765 13TH ST, LOS OSOS, CA 93402-2209
Transaction Type
Mortgage
Record Updated
Feb 15, 2022
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
N33W23150 RIDGECREST CT, PEWAUKEE, WI 53072-5722
Mortgage
Document Number
0000005550
Date
Feb 4, 2022
Instrument
2022005550
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Address
SIOUX FALLS, SD 57104
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2052
May 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
May 10, 2017
Property Address
1765 13TH ST, LOS OSOS, CA 93402-2209
Document Number
0000020322
Instrument Date
Mar 23, 2017
Instrument
20322
Transaction Type
Transfer
Record Updated
May 24, 2017
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$621.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
N33W23150 RIDGECREST CT PEWAUKEE WI 530725722, PEWAUKEE, WI 53072-5722
Mortgage
Document Number
20323
Date
May 10, 2017
Instrument
20323
Lender
Name
OPES ADVISORS
Address
CUPERTINO, CA 95014
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 9, 2047
May 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
May 10, 2017
Property Address
1765 13TH ST, LOS OSOS, CA 93402-2209
Document Number
0000020321
Instrument Date
Mar 23, 2017
Instrument
20321
Transaction Type
Transfer
Record Updated
May 24, 2017
Title Company
FIRST AMERICAN TITLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2009 W FEEMSTER AVE VISALIA CA 932772111, VISALIA, CA 93277-2111
Tax Assessment & Valuation
The 2025 property tax bill for 1765 13th St was $10,035, up 2.4% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
San Luis Coastal Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$668,839 (+2%)Land $295,947Building $372,892
2025
$10,035.00 (+2.39%)
$655,726Land $290,145Building $365,581
2024
$9,801.00 (+4.61%)
2023
$9,369.00 (+0.71%)
$630,265Land $278,879Building $351,386
2022
$9,303.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1765 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1995)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1765 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source
Groundwater
Last State Inspection
Mar 2023
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.