17770 Cherokee Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17770 Cherokee Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,976 sqft · built 1979
Lot Size	0.474 acres (20,647 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Dec 2017)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-08-478-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-08-478-005`

Interior

Full Baths	2 Baths
Building Area	1,976 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	153 ft deep x 135 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17770 CHEROKEE DR
City	SPRING LAKE
State	MI
Zip	49456-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	PART LOTS 51 & 52 COM SW COR LOT 51, TH N 132 FT, E 163 FT, TH ALG CURVE TO LEFT, ARC DIST 10062 FT, LONG CHORD BEARS S 80D53M00S E 8921 FT, TH S 46D03M05S E 17444 FT TO S LI LOT 52, TH W 230 FT TO BEG SOUTH HOLIDAY HILLS NO 1
Legal Range	15W
Legal Township	7N
Legal Section	08
Legal Subdivision	SOUTH HOLIDAY HILLS NO 1
Legal Block	478
Legal Lot Number	51-52
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	1
Census Block	1009
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17770 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Aug 20, 2003
Deed Document Number	201748395
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17770 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17770 CHEROKEE DR, SPRING LAKE, MI 49456-9404

Mortgage

Document Number	20210060071
Date	Dec 7, 2021
Instrument	2021-0060071

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 27, 2017
Property Address	17770 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Document Number	20170048395
Instrument Date	Dec 21, 2017
Instrument	2017-0048395
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17770 CHEROKEE DR, 17770, SPRING LAKE, MI 49456-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 LAFAYETTE AVE, GRAND HAVEN, MI 49417-1345

Mortgage

Document Number	20170048396
Date	Dec 27, 2017
Instrument	2017-0048396

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,100 (+27.9%)	$350,200 (+27.9%)
2025	$3,600.00 (+0.61%)
2023		$136,900	$273,800
2022	$3,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1985–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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