17844 Cherokee Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17844 Cherokee Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,786 sqft · built 1993
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2014)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-08-474-008`

Property Details

APN / Parcel Number

Primary APN	`70-03-08-474-008`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,786 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17844 CHEROKEE DR
City	SPRING LAKE
State	MI
Zip	49456-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	LOT 176 SOUTH HOLIDAY HILLS NO 6
Legal Range	15W
Legal Township	7N
Legal Section	08
Legal Subdivision	SOUTH HOLIDAY HILLS 6
Legal Block	474
Legal Lot Number	176
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	1
Census Block	1009
Census Tract	20600

Owner

17844 Cherokee Dr is owned and occupied by an individual who bought it in December 2014.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	17844 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Prior Sale	Dec 3, 2007 · Amount on File
Deed Document Number	201443363
Prior Transfer Date	Jan 4, 2007
Prior Transfer Doc	5349/410
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17844 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17844 CHEROKEE DR, SPRING LAKE, MI 49456-9404

Mortgage

Document Number	20220018162
Date	May 13, 2022
Instrument	2022-0018162

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17844 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200032207
Date	Aug 4, 2020
Instrument	2020-0032207

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17844 CHEROKEE DR, SPRING LAKE, MI 49456-9404
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190016259
Date	May 20, 2019
Instrument	2019-0016259

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 17844 Cherokee Dr was $2,835 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,800	$461,600
2025	$2,835.00
2023		$182,300	$364,600
2022	$2,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17844 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1985–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17844 Cherokee Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Dr

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