1777 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 1777 E Troy St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,111 sqft · built 1926
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Mar 2018)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-201-013`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-201-013`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	889 sqft
Basement Area	889 sqft
Unfinished Basement	889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	112 ft deep x 33 ft wide
Porch	Slab
Porch Area	83 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1777 E TROY ST
City	FERNDALE
State	MI
Zip	48220-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 35 MAYFIELD GARDENS SUB E 17.32 FT OF LOT 17 & W 16 FT OF LOT 18
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	MAYFIELD GARDENS SUB
Legal Lot Number	17-18
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1777 E TROY ST, FERNDALE, MI 48220-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 6, 2017	Warranty Deed, Transfer
Jun 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	201843722
Deed Book / Page	51653 / 813
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0000113980
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 22, 2018
Property Address	1777 E TROY ST, FERNDALE, MI 48220-2016
Document Number	0000043722
Book / Page	51653 / 00813
Map Reference	LB 25 PG 25
Instrument Date	Mar 16, 2018
Instrument	43722
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47766 VAN DYKE AVE, 47766, SHELBY TOWNSHIP, MI 48317-3370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 E TROY ST, FERNDALE, MI 48220-2016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043723
Date	Mar 22, 2018
Instrument	43723

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 6, 2017
Property Address	1777 E TROY ST, FERNDALE, MI 48220-2016
Document Number	0000186033
Book / Page	051151 / 000483
Instrument Date	Oct 4, 2017
Instrument	186033
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Amount	Amount Recorded
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	47766 VAN DYKE AVE SHELBY TOWNSHIP MI 483173370, SHELBY TOWNSHIP, MI 48317-3370
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 13, 2017
Property Address	1777 E TROY ST, FERNDALE, MI 48220-2016
Document Number	0000113980
Book / Page	050759 / 000503
Instrument Date	Jun 12, 2017
Instrument	113980
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2065 E WEST MAPLE RD #C311 COMMERCE TOWNSHIP MI 483903834, C311, COMMERCE TOWNSHIP, MI 48390-3834
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00 (-8.14%) Homeowner's exemption	$89,290 (+10.23%)	$178,580 (+10.23%)
2024	$3,671.00 (+4.92%)
2023		$81,000	$162,000
2021	$3,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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