1159 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 1159 E Troy St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 863 sqft · built 1928
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Oct 2018)
Tax Bill$2,891 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-35-102-008

Property Details

APN / Parcel Number

Primary APN24-25-35-102-008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area863 sqft Living Area
1st Floor Area493 sqft
Basement Area544 sqft
Unfinished Basement544 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area113 sqft
Deck Area282 sqft
Patio Area282 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1159 E TROY ST
CityFERNDALE
StateMI
Zip48220-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 35 THOMPSON PARK SUB LOT 3
Legal Range11E
Legal Township01N
Legal Section35
Legal SubdivisionTHOMPSON PARK SUB
Legal Lot Number3
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1002
Census Tract173600

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1159 E TROY ST, FERNDALE, MI 48220-1915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Prior SaleMar 9, 2012 · Amount on Record
Deed Document Number2018170359
Deed Book / Page52277 / 47
Prior Transfer DateDec 7, 1998
Record UpdatedSep 20, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 17, 2018
Property Address1159 E TROY ST, FERNDALE, MI 48220-1915
Document Number0000170359
Book / Page052277 / 000047
Instrument DateAug 16, 2018
Instrument170359
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,247.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1159 E TROY ST FERNDALE MI 482201915, FERNDALE, MI 48220-1915

Mortgage

Document Number150159
DateOct 17, 2018
Book Page052175/000377
Instrument150159
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 16, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,891.00 (-2%) Homeowner's exemption$75,270 (+10.16%)$150,540 (+10.16%)
2024$2,950.00 (-1.37%)
2023$68,330$136,660
2021$2,991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

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