17745 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 17745 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1976
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Mar 1996)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-29-3005-002`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-29-3005-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	370 ft deep x 106 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17745 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	W 105.83 FT OF E 1303.91 FT OF THAT PART OF NE 1/4 OF SW 1/4 LYING N OF C&O RR R/W 0.96 ACRE SEC 29 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1037
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17745 GRATIOT RD, HEMLOCK, MI 48626-8622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 11, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 1996 · Amount on Record
Deed Sale	Mar 7, 1996 · Amount on Record
Deed Book / Page	1964 / 570
Last Transfer Date	Jan 7, 2019
Transfer Doc	0000000896
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17745 GRATIOT RD, HEMLOCK, MI 48626-8622
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17745 GRATIOT RD, HEMLOCK, MI 48626-8622

Mortgage

Document Number	2021032663
Date	Oct 8, 2021
Instrument	2021032663

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17745 GRATIOT RD, HEMLOCK, MI 48626-8622
Document Number	0000031201
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17745 GRATIOT RD HEMLOCK MI 486268622, HEMLOCK, MI 48626-8622

Mortgage

Document Number	0000031201
Date	Dec 26, 2019
Instrument	31201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2034

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 11, 2019
Property Address	17745 GRATIOT RD, HEMLOCK, MI 48626-8622
Document Number	0000000896
Instrument Date	Jan 7, 2019
Instrument	896
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17745 GRATIOT RD HEMLOCK MI 486268622, HEMLOCK, MI 48626-8622

Mortgage

Document Number	897
Date	Jan 11, 2019
Instrument	897

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2034

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,800 (+34.25%)	$215,600 (+34.25%)
2025	$2,684.00 (+19.02%) Homeowner's exemption
2023		$80,300	$160,600
2022	$2,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet, Point Broadband, Spectrum.

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