17710 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 17710 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2016)
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-29-2003-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-29-2003-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	166 ft deep x 105 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17710 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	E 105 FT OF W 402.5 FT OF S 166 FT OF W 1/2 OF E 1/2 OF NW 1/4 .40 ACRE SEC 29 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1034
Census Tract	12100

Owner

17710 Gratiot Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17710 GRATIOT RD, HEMLOCK, MI 48626-8622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2016 · Amount on File
Deed Sale	Nov 17, 2016 · Amount on File
Prior Sale	Jan 13, 2016 · Amount on File
Deed Document Number	201629707
Deed Book / Page	2879 / 1985
Prior Transfer Date	Apr 12, 2004
Prior Transfer Doc	02295/0475
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17710 GRATIOT RD, HEMLOCK, MI 48626-8622
Document Number	0000027873
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17710 GRATIOT RD HEMLOCK MI 486268622, HEMLOCK, MI 48626-8622

Mortgage

Document Number	0000027873
Date	Nov 5, 2018
Instrument	27873

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17710 Gratiot Rd was $2,209 with a homeowner's exemption, up 3.5% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+9.71%)	$183,000 (+9.71%)
2025	$2,209.00 (+3.47%) Homeowner's exemption	$83,400	$166,800
2024	$2,135.00
2023		$69,200	$138,400
2022	$1,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17710 Gratiot Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17710 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20