1774 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1774 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Office Building
Details	2 bd · 1 ba · 5,580 sqft · built 1987
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$1,130,000 (Apr 2021)
Tax Bill	$16,424 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S02940`

Property Details

APN / Parcel Number

Primary APN	`S02940`
Alternative APNs	`LOWE M:46 B:4085 L:1774` `M:000046 T:S02940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	2 Stories
Building Area	5,580 sqft Total Area
Gross Area	6,210 sqft
1st Floor Area	2,790 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	S02940
Street Address	1774 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1109
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RR
Legal Block	4085
Legal Lot Number	1774
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4007
Census Tract	311400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1774 MIDDLESEX ST, LOWELL, MA 01851-1109
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BAY COLONY DEVELOPMENT CORP
Apr 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA)
Mar 1, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	202122509
Deed Book / Page	35624 / 167
Prior Transfer Date	Apr 14, 2021
Prior Transfer Doc	0000022509
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1774 MIDDLESEX ST, LOWELL, MA 01851-1109
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035624-209
Date	Apr 15, 2021
Book Page	35624/209
Instrument	22513

Lender

Name	BAY COLONY DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 15, 2021
Property Address	1774 MIDDLESEX ST, LOWELL, MA 01851-1109
Document Number	035624-167
Book / Page	35624 / 167
Instrument Date	Apr 14, 2021
Instrument	22509
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 MIDDLESEX ST, LOWELL, MA 01851-1109

Mortgage

Document Number	0000022511
Date	Apr 15, 2021
Instrument	22511

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	035624-191
Date	Apr 15, 2021
Book Page	35624/191
Instrument	22512

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 1, 2019
Property Address	1774 MIDDLESEX ST, LOWELL, MA 01851-1109
Document Number	32800-228
Book / Page	32800 / 228
Instrument Date	Feb 26, 2019
Instrument	7713
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 WESTFORD ST, LOWELL, MA 01851-2719

Mortgage

Document Number	7714
Date	Mar 1, 2019
Instrument	7714

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$16,424.00 (+6.55%)	$745,200 (+8.14%) Land $194,800 Building $550,400
2025	$15,415.00 (+0.57%)	$689,100 (+4.62%) Land $182,100 Building $507,000
2024	$15,328.00 (+9.05%)	$658,700 (+14.16%) Land $173,400 Building $485,300
2023	$14,056.00	$577,000 Land $157,600 Building $419,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	27 (1979–2010)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Flooding, May 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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