1765 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1765 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	2 ba · 15,218 sqft · built 2013
Lot Size	1.47 acres (64,033 sqft)
Owner	Company Name on Record
Last Sale	$11,308,408 (Mar 2022)
Tax Bill	$61,401 (2026)
Deeds & Mortgages	Jun 2022 Refinance Mar 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R11595`

Property Details

APN / Parcel Number

Primary APN	`R11595`
Alternative APNs	`LOWE M:46 B:4085 L:1765` `M:000046 T:R11595`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	15,218 sqft Total Area
Gross Area	15,528 sqft
1st Floor Area	15,218 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	64,033 sqft (1.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R11595
Street Address	1765 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1105
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	RR
Legal Block	4085
Legal Lot Number	1765
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4000
Census Tract	311400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 171073, BOSTON, MA 02117-1303
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO
Mar 24, 2022	Quit Claim Deed, Transfer
Mar 25, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	202213026
Deed Book / Page	36921 / 234
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	036921-234
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1765 MIDDLESEX ST, LOWELL, MA 01851-1105
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037173-80
Date	Jun 24, 2022
Book Page	37173/80
Instrument	26961

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 24, 2022
Property Address	1765 MIDDLESEX ST, LOWELL, MA 01851-1105
Document Number	036921-234
Book / Page	36921 / 234
Instrument Date	Mar 21, 2022
Instrument	13026
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 171073, BOSTON, MA 02117-1303

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 25, 2020
Property Address	1765 MIDDLESEX ST, LOWELL, MA 01851-1105
Document Number	33951-128
Book / Page	33951 / 128
Instrument Date	Mar 10, 2020
Instrument	12776
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 W NYACK RD STE 100, 100, WEST NYACK, NY 10994-1745

Mortgage

Document Number	12778
Date	Mar 25, 2020
Instrument	12778

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$61,401.00 (+5.57%)	$2,785,900 (+7.15%) Land $342,800 Building $2,443,100
2025	$58,162.00 (-0.74%)	$2,600,000 (+3.26%) Land $320,400 Building $2,279,600
2024	$58,594.00 (+0.22%)	$2,518,000 (+4.91%) Land $305,000 Building $2,213,000
2023	$58,466.00	$2,400,100 Land $277,300 Building $2,122,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	27 (1979–2010)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Flooding, May 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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