Pinellas County property record for 1774 Emerald Dr, Clearwater, FL 33756
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,590 sqft · built 1983 |
| Lot Size | 0.208 acres (9,082 sqft) |
| Owner | Individual on Record |
| Last Sale | $675,000 (Jan 2023) |
| Tax Bill | $7,881 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-746-5348-6 |
| Primary APN | C62-000-746-5348-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,590 sqft Heated Area |
| 1st Floor Area | 1,634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,082 sqft (0.208 acres) |
| Lot Dimensions | 101 ft deep x 90 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 670 sqft |
| Deck Area | 100 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R249138 |
|---|---|
| Old Parcel Number | 152923257940000220 |
| Street Address | 1774 EMERALD DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33756-3665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD HILL ESTATES LOT 22 |
| Legal Range | 15 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | EMERALD HILL ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25501 |
Source: Pinellas County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1774 EMERALD DR, CLEARWATER, FL 33756-3665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage SHERMAN BRIDGE ALT FUND |
| Dec 21, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on Record |
| Deed Sale | Jan 20, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2021 · Amount on Record |
| Deed Document Number | 2023015112 |
| Deed Book / Page | 22321 / 2008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 20, 2023 |
| Property Address | 1774 EMERALD DR, CLEARWATER, FL 33756-3665 |
| Document Number | 0223212008 |
| Book / Page | 22321 / 2008 |
| Map Reference | MB 46 PG 18 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 2023015112 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Title Company | TAMPA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | W248 S10750 BOLL CT, MCKWONGO, WI 53145 |
| Name | Verified Name |
|---|---|
| Address | 1774 EMERALD DR, CLEARWATER, FL 33756-3665 |
| Document Number | 0223212009 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 22321/2009 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 1774 EMERALD DR, CLEARWATER, FL 33756-3665 |
| Document Number | 0215870466 |
| Book / Page | 21587 / 466 |
| Map Reference | MB 46 PG 18 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021201484 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2855 LONG PUTT CT, 2855, PALM HARBOR, FL 34683-6458 |
| Name | Verified Name |
|---|---|
| Address | W248S10750 DOLL CT, MUKWONAGO, WI 53149-8485 |
| Document Number | 21587468 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 21587/468 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 1774 EMERALD DR, CLEARWATER, FL 33756-3665 |
| Document Number | 0208130902 |
| Book / Page | 020813 / 000902 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 403690 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2427 FALCON LN PALM HARBOR FL 346831700, PALM HARBOR, FL 34683-1700 |
| Document Number | 208130903 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 020813/000903 |
| Instrument | 403691 |
| Name | SHERMAN BRIDGE ALT FUND |
|---|---|
| Address | IRVING, TX 75039 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 7.25% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1774 EMERALD DR, CLEARWATER, FL 33756-3665 |
| Document Number | 0199111813 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1774 EMERALD DR CLEARWATER FL 337563665, CLEARWATER, FL 33756-3665 |
| Document Number | 0199111813 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 019911/001813 |
| Instrument | 16775 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,881.00 (+6.7%) | $444,670 (+3.28%) | $444,670 (+3.28%) Land $127,100 Building $317,570 |
| 2023 | $7,386.00 (+11.42%) | $430,542 (+21.74%) | $430,542 (+21.74%) Land $156,067 Building $274,475 |
| 2022 | $6,629.00 | $353,653 | $353,653 Land $156,760 Building $196,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 7 (1988–2025) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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