1765 Emerald Dr, Clearwater, FL 33756 Property Records

Pinellas County property record for 1765 Emerald Dr, Clearwater, FL 33756

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,882 sqft · built 1959
Lot Size	0.43 acres (18,744 sqft)
Owner	2 Individual Names on File
Last Sale	$103,500 (Nov 1997)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-5352-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-5352-8`
Alternative APNs	`23-29-15-25794-000-0260` `291523257940000260` `152923257940000260` `R249142`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,882 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	18,744 sqft (0.43 acres)
Lot Dimensions	100 ft deep x 187 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	834 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R249142
Street Address	1765 EMERALD DR
City	CLEARWATER
State	FL
Zip	33756-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	EMERALD HILL ESTATES LOTS 26 AND 27
Legal Range	15E
Legal Township	29S
Legal Section	23
Legal Subdivision	EMERALD HILL ESTATES
Legal Tract	25794
Legal Lot Number	26,27
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2015
Census Tract	25501

Owner

1765 Emerald Dr is owned and occupied by two individuals who acquired it in April 2025.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1765 EMERALD DR, CLEARWATER, FL 33756-3668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 1997 · Amount on File
Deed Sale	Nov 6, 1997 · Amount on File
Deed Book / Page	9897 / 2478
Last Transfer Date	Apr 8, 2025
Transfer Doc	0231280957
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1765 EMERALD DR, CLEARWATER, FL 33756-3668
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 EMERALD DR, CLEARWATER, FL 33756-3668

Mortgage

Document Number	0216860448
Date	Aug 25, 2021
Book Page	21686/448
Instrument	2021279217

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Emerald Dr was $2,391, up 4.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,391.00 (+4.82%)	$168,966	$499,398 Land $196,675 Building $302,723
2024	$2,281.00 (-0.61%)
2023	$2,295.00 (-1.08%) Homeowner's exemption Widower's exemption	$159,421 (+3%)	$461,896 (+8.14%) Land $228,021 Building $233,875
2022	$2,320.00 Homeowner's exemption Widower's exemption	$154,778	$427,141 Land $238,478 Building $188,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	7 (1988–2025)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20