San Diego County property record for 17730 Oak Grove Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,026 sqft · built 2021 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Dec 2015) |
| Tax Bill | $14,104 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 276-120-02-00 |
| Primary APN | 276-120-02-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,026 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 435,600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 17730 OAK GROVE RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-5806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 12-13-1W E 330 FT OF W 660 FT OF NE 1/4 OF NW 1/4 IN |
| Legal Range | 01W |
| Legal Township | 13 |
| Legal Section | 12 |
| Legal Subdivision | TRAILS/CARMEL MOUNTAIN RANCH-2 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20801 |
17730 Oak Grove Rd is owned by a company that bought it in December 2015 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17730 OAK GROVE RD, RAMONA, CA 92065-5806 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage YOUNG FAMILY TRUST |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2015 · Amount on File |
| Deed Sale | Dec 28, 2015 · Amount on File |
| Deed Document Number | 2015661396 |
| Prior Transfer Date | Apr 4, 1994 |
| Prior Transfer Doc | 0000294322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 17730 OAK GROVE RD, RAMONA, CA 92065-5806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17730 OAK GROVE RD, RAMONA, CA 92065-5806 |
| Document Number | 0000363298 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 2025-0363298 |
| Name | YOUNG FAMILY TRUST |
|---|---|
| Type | Private Party |
| Address | 6505 CRYSTALAIRE DR, SAN DIEGO, CA 92120 |
| Amount | Amount on Record |
|---|---|
| Term | 4 Months |
| Due | Mar 31, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 17730 OAK GROVE RD, RAMONA, CA 92065-5806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000190309 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020-0190309 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
The 2025 property tax bill for 17730 Oak Grove Rd was $14,104.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,368,560 (+2%) Land $274,613 Building $1,093,947 | |
| 2025 | $14,104.00 | $1,341,727 Land $269,229 Building $1,072,498 |
| 2023 | $13,564.00 (+1.5%) | $1,289,627 Land $258,775 Building $1,030,852 |
| 2022 | $13,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 17730 Oak Grove Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17730 Oak Grove Rd is extreme, ranking above 97.1% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.1% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
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