17604 Oak Grove Rd, Ramona, CA 92065 Property Records

San Diego County property record for 17604 Oak Grove Rd, Ramona, CA 92065

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 5 ba · 5,026 sqft · built 2001
Lot Size13.6 acres (593,287 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (May 2020)
Tax Bill$3,909 (2025)
Deeds & MortgagesJul 2022 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN276-120-55-00

Property Details

APN / Parcel Number

Primary APN276-120-55-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area5,026 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area593,287 sqft

Location & Zoning

Street Address17604 OAK GROVE RD
CityRAMONA
StateCA
Zip92065-5843
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM16993
Legal SubdivisionP16993
Legal Tract1016993
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2010
Census Tract20801

Owner

17604 Oak Grove Rd, an agricultural property, is owned by two individuals who bought it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address17604 OAK GROVE RD, RAMONA, CA 92065-5843
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANNER BANK
May 15, 2020Grant Deed, Transfer · Conventional with PMI
WEBB FAMILY TRUST (PT)
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2020 · Amount on File
Deed SaleMay 15, 2020 · Amount on File
Prior SaleJul 17, 2013 · Amount on File
Deed Document Number20202020-0249126
Prior Transfer DateNov 28, 2018
Prior Transfer Doc0000522310
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17604 OAK GROVE RD, RAMONA, CA 92065-5843
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address23824 GREEN HAVEN LN, RAMONA, CA 92065-4329

Mortgage

Document Number0000294415
DateJul 18, 2022
Instrument2022-0294415
Lender
NameBANNER BANK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2037
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateAug 1, 2025
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate11.7%

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 15, 2020
Property Address17604 OAK GROVE RD, RAMONA, CA 92065-5843
Document Number0000249126
Instrument DateMay 14, 2020
Instrument249126
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$374.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2068 OLIVER AVE SAN DIEGO CA 921095537, SAN DIEGO, CA 92109-5537

Mortgage

Document Number249127
DateMay 15, 2020
Instrument249127
Lender
NameWEBB FAMILY TRUST (PT)
Address11631 ASPEN VIEW DR, SAN DIEGO, CA 92128-5274
Agreement
TypeConventional with PMI
AmountAmount on Record

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 20, 2018
Property Address17604 OAK GROVE RD, RAMONA, CA 92065-5843
Document Number0000522310
Instrument DateNov 28, 2018
Instrument522310
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address11631 ASPEN VIEW DR SAN DIEGO CA 921285274, SAN DIEGO, CA 92128-5274
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17604 Oak Grove Rd was $3,909.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$838,271 (+125.44%) Land $334,654 Building $503,617
2025$3,909.00$371,836 Land $328,093 Building $43,743
2023$3,761.00 (+1.51%)$357,399 Land $315,353 Building $42,046
2022$3,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17604 Oak Grove Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17604 Oak Grove Rd is extreme, ranking above 97.1% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.1% of the US · above 86% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100

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